ABOUT THE GUESTS

Brian Perry
ABOUT Brian

Brian has been actively involved in the financial markets for more than 20 years and has worked as a portfolio manager, strategist, and trader. At Pure Financial Advisors, Brian uses his extensive investment background and focus on behavioral finance to help clients navigate turbulent markets and stay on course towards their financial goals. Prior to [...]

ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

If you are approaching retirement or you are already there, it is critical to think about protecting your savings to make sure you have enough income throughout your retirement years. Financial professionals Joe Anderson and Alan Clopine guide you through ways to protect your savings and help you enjoy your retirement without worrying about money. Special guest Brian Perry, the Director of Research from Pure Financial Advisors discusses why 100% safe assets don’t work for most people.

Important Points:
(01:09) – Probable Life Expectancy of a 65-Year Old

(02:21) – Protecting Your Retirement Income

  • Don’t withdraw too much from savings
  • Have a plan for health care costs
  • Position your investments for conservative growth
  • Don’t forget inflation & taxes

(03:20) – Reality Check on Your Retirement Income Plan

(05:15) – 4% Rule

(08:09) – Improving Your Income Plan After Retirement

(09:19) – Healthcare Costs

(09:55) – Four Ways to Pay for Long-Term Care

(10:50) – Growing Your Retirement Portfolio

(17:07) – Inflation

(18:56) – Tax Triangle

(20:34) – Ask the Experts

(23:10) – Pure Takeaway: Protecting Your Retirement Income

  • Do not overspend your retirement assets
  • Create a plan for health care costs
  • Invest for conservative growth
  • Don’t forget about inflation and taxes

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