ABOUT THE GUESTS

Brian Perry
ABOUT Brian

In addition to overseeing Pure’s investment offering and platform, Brian works closely with Pure’s financial advisors, helping provide them with the tools and resources necessary to serve their clients and continue the firm’s mission of providing the highest quality financial education and planning to as many people as possible. He has been actively involved in [...]

ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 153 out of 715 RIA’s nationwide by total assets under management by [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CFO & Chairman of the Board of Pure Financial Advisors. He has been an executive leader of the Company for over a decade. As CFO he is responsible for the financial operations of the company as well as investor relations. Alan joined the firm in 2008, about one year after it [...]

If you are approaching retirement or you are already there, it is critical to think about protecting your savings to make sure you have enough income throughout your retirement years. Financial professionals Joe Anderson and Alan Clopine guide you through ways to protect your savings and help you enjoy your retirement without worrying about money. Special guest Brian Perry, the Director of Research from Pure Financial Advisors discusses why 100% safe assets don’t work for most people.

Important Points:
(01:09) – Probable Life Expectancy of a 65-Year Old

(02:21) – Protecting Your Retirement Income

  • Don’t withdraw too much from savings
  • Have a plan for health care costs
  • Position your investments for conservative growth
  • Don’t forget inflation & taxes

(03:20) – Reality Check on Your Retirement Income Plan

(05:15) – 4% Rule

(08:09) – Improving Your Income Plan After Retirement

(09:19) – Healthcare Costs

(09:55) – Four Ways to Pay for Long-Term Care

(10:50) – Growing Your Retirement Portfolio

(17:07) – Inflation

(18:56) – Tax Triangle

(20:34) – Ask the Experts

(23:10) – Pure Takeaway: Protecting Your Retirement Income

  • Do not overspend your retirement assets
  • Create a plan for health care costs
  • Invest for conservative growth
  • Don’t forget about inflation and taxes

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