Brian Perry

In addition to overseeing Pure’s investment offering and platform, Brian works closely with Pure’s financial advisors, helping provide them with the tools and resources necessary to serve their clients and continue the firm’s mission of providing the highest quality financial education and planning to as many people as possible. He has been actively involved in [...]


Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

If you are approaching retirement or you are already there, it is critical to think about protecting your savings to make sure you have enough income throughout your retirement years. Financial professionals Joe Anderson and Alan Clopine guide you through ways to protect your savings and help you enjoy your retirement without worrying about money. Special guest Brian Perry, the Director of Research from Pure Financial Advisors discusses why 100% safe assets don’t work for most people.

Important Points:
(01:09) – Probable Life Expectancy of a 65-Year Old

(02:21) – Protecting Your Retirement Income

  • Don’t withdraw too much from savings
  • Have a plan for health care costs
  • Position your investments for conservative growth
  • Don’t forget inflation & taxes

(03:20) – Reality Check on Your Retirement Income Plan

(05:15) – 4% Rule

(08:09) – Improving Your Income Plan After Retirement

(09:19) – Healthcare Costs

(09:55) – Four Ways to Pay for Long-Term Care

(10:50) – Growing Your Retirement Portfolio

(17:07) – Inflation

(18:56) – Tax Triangle

(20:34) – Ask the Experts

(23:10) – Pure Takeaway: Protecting Your Retirement Income

  • Do not overspend your retirement assets
  • Create a plan for health care costs
  • Invest for conservative growth
  • Don’t forget about inflation and taxes

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