Certified Public Accountant
Accredited Investment Fiduciary
BIOGRAPHY
Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 million in assets under management to almost $5 billion.
Prior to joining Pure, Alan was the founding and senior partner at Clopine & Associates, LLP, a CPA firm established in 1987 and located in San Diego. In addition to providing traditional tax and accounting services for successful individuals and businesses, the firm specialized in real estate, technology, and small business tax planning. The firm was consistently ranked in the top 50 CPA firms in the San Diego Business Journal, “Book of Lists.”
Alan has provided tax planning services for individuals, corporations, and trusts for over 35 years. Alan is the co-host of Your Money, Your Wealth®, a financial talk radio show heard weekly in San Diego on KFMB. The show is available as a podcast. In addition, Your Money, Your Wealth® is a weekly television show that is aired in multiple markets and is available on YouTube.
Alan received a bachelor’s degree from the University of California, San Diego in 1979 and received his CPA certification in 1984. He was the former board president of Vida Joven, a non-profit organization that supports an orphanage in Tijuana. He is actively volunteering with St. Peters Episcopal Church. When his kids were young, he volunteered for over ten years, coaching youth sports in baseball and soccer. Alan enjoys time with family and friends, traveling, staying fit, hiking, golfing, and playing his ukulele. Alan is married to Anne and has two adult sons named Robbie & Ryan.
Alan's Latest Contributions
Why would a financial advisor suggest that Frank in Lake Wobegon sell a piece of inherited property, pay 25% tax, and invest the lump sum? Mark in Florida is 72 and invested in CDs. Should he go back to his financial advisor, or just buy more CDs? Plus, Adam in Tennessee will have deferred income in 5 years. Should his asset allocation be more conservative? And in order to retire early at age 55, should Lewis in Arkansas delay starting Roth conversions? But first, if Mike’s wife outlives him, how can he keep her in a similar tax bracket?
Rob and his wife in North Carolina are 51 and 44 and would like to retire in the next 3-5 years. Are they on track, and what should they consider as far as Roth conversions are concerned once the tax brackets go back up, which they’re slated to do when that provision in the Tax Cuts and Jobs Act sunsets at the end of 2025? Is Mark in West Virginia on track to retire at age 59 and a half, and do Joe and Big Al have any pointers on how he can find the love of his life? Mike and Gina in Rhode Island are optimistic about retiring early at 61 and 58, but is their optimism delusional? Jake in rural Michigan is self-employed. Can he do Roth conversions to retire at age 60 and hang with Big Al in Hawaii? But first, the fellas spitball on a retirement and real estate strategy for Grey and Elena in Massachusetts.