Recent Educational Videos
Are you worried that your retirement income might be garnished? While some debts are protected from debt collectors, there are a couple of ways in which Social Security can be garnished. In this video, Pure Financial Advisors’ Robert McCullock, CFP® explains the specific circumstances under...
2018
In this video, Pure Financial Advisors’ Director of Research, Brian Perry, CFP®, CFA® outlines the 5 top portfolio management techniques: conservative, moderate, aggressive, income-oriented, and tax efficient. Brian discusses when and how you might use each of these five techniques and how to decide which...
2018
Changes Begin in Tax Year 2018 President Trump’s tax reform, the Tax Cuts and Jobs Act of 2017, is some of the most sweeping tax legislation that we’ve seen since the Tax Reform Act of 1986 under Ronald Reagan. This new tax reform is effective...
2018
More Educational Videos
A qualified charitable distribution, or QCD, is a distribution you can make from your IRA directly to a charity if you are eligible for required minimum distributions. In this video, Matt Balderston, CFP® from Pure Financial Advisors outlines the rules and limits for this type of charitable giving. Transcription: Today we’re going to be talking […]
With Section 199A of the Trump tax reform (the Tax Cuts and Jobs Act of 2017) small business owners may be eligible to take a 20% tax deduction off their profit – it’s called the qualified business income deduction, or QBI deduction. In this video, Pure Financial Advisors’ Alan Clopine, CPA gives a brief overview […]
Are you underwithholding your withholdings? The answer may be yes. Under the new tax laws, many people are finding fewer taxes being withheld from their paycheck, so they have a higher take-home pay. In this video, Allison Alley, CFP® breaks down exactly how tax withholdings work and how you could be better prepared when you […]
Lots of people are interested in owning property in their individual retirement account (IRA). It can be done, but in this video, “Big Al” Clopine, CPA offers six things you might want to consider first. 1. You can’t have a mortgage in an IRA 2. You cannot work on the property yourself 3. There are […]
Many people are making mistakes when it comes to their IRAs. The top 3 mistakes we see are: people missing out on funding their IRAs, misunderstanding the age limits for contributions to an IRA and forgetting the spousal IRA. While there are many more mistakes, knowing these top 3 could help you avoid these common […]
Being self-employed has a lot of appeal, giving you the flexibility of your own calendar. However, for the self-employed business owners, there are some additional taxes you need to be aware of. It’s a Self Employment Tax and it consists of two parts Social Security Tax and Medicare Tax. Make sure to subscribe to our […]
Currently, there are over 67 million people receiving Social Security benefits. Additionally, there are 10,000 baby boomers turning 65 every single day for the next 12 years. This is going to put some strain on Social Security when it comes to your claiming strategies, but in this video, Susan Brandeis, CFP® breaks down exactly how […]
We all understand that there’s risk in the world. Put simply, risk is the possibility of loss. As investors, we tend to focus solely on market risk. But there are many different types of risk. In this video, David Cook, CFP® of Pure Financial Advisors discusses not only market risk, but also longevity risk, inflation […]
Allison Alley, CFP® answers a common question: is Social Security considered income? Transcript: One of the questions we get quite a lot is in regard to Social Security. People always want to know if Social Security is considered income. Well, the short answer is yes, but it’s not quite that simple. It is income, but […]
What are the best practices for portfolio rebalancing and what are the benefits of rebalancing your portfolio of investments? Senior Financial Planner Jack Dugan, CFP® from Pure Financial Advisors explains. Transcript: Today’s topic is rebalancing your portfolio. And if we’re going to talk about rebalancing a portfolio, we’re assuming you have a balanced portfolio to […]
Here’s a question we get a lot: “Can I collect Social Security and continue to work?” And the answer is yes. But keep in mind, there may be some complications. Amy Cattelino, CFP® explains. Transcript: Here’s a question we get a lot: “Can I collect Social Security and continue to work?” And the […]
You’ve heard the phrase, “don’t put all your eggs in one basket?” In this video, Nate Ritchison, CFP® explains how portfolio diversification is the concept of spreading your eggs – that is, your investments – across many baskets, or asset classes, to limit the damage when some of the baskets fall.
