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Welcome to Our Blog

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  • Investing

Making Sense of the Recent Bank Failures

As you may have heard, the collapse and takeover by the Federal Deposit Insurance Corporation (FDIC) of Silicon Valley Bank (SVB) and Signature Bank has driven the recent volatility and investor concern of “contagion” in financial markets. SVB, the 16th biggest bank in the US, had operated as a major funding source for Silicon Valley […]

15
MAR
2023
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Mutual Funds vs. ETFs, SECURE 2.0, & Capital Gains Strategies

Are low-cost mutual funds or ETFs better investments in a tax-advantaged account? Also, more strategizing from that SECURE Act 2.0 529 plan provision, the pros and cons of selling a rental house now or holding it until you pass, and an easy-breezy self-employed retirement account that’s better than a SEP IRA. Plus, will municipal bond income bump you into a higher tax bracket? Can you avoid capital gains tax by investing less aggressively over time?

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14
MAR
2023
LISTEN NOW
SEASON 9, EPISODE 2

SECURE 2.0 Circus

Saving for retirement can be a bit of a three-ringed circus but Joe Anderson, CFP®, and Big Al Clopine, CPA have your ticket to the show! Whether you’re retired, saving for retirement, in the military, or paying off student loans, SECURE 2.0 is a massive shift in investment policy, designed to motivate and enable people […]

12
MAR
2023
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2023 Tax Planning Guide

The word “taxes” may not be on the top of everyone’s list of favorite things to address. But, with some forward-looking preparations, managing your taxes does not have to be burdensome with the help of this tax planning guide. In this guide, you’ll learn… Important Tax Deadlines Retirement Account Limits & Roth IRA Income Limits […]

01
MAR
2023
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SEASON 9, EPISODE 1

Turbocharge Your Wealth!

Is your retirement plan turbocharged? Do you know how to make the most of the money that you’ve worked so hard to save? Joe Anderson, CFP®, and Big Al Clopine, CPA are here to tell you how to turbocharge your wealth. Whether you are in the slow lane with your savings benchmarks or stalled out […]

26
FEB
2023
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Set-and-Forget Investing, Real Estate vs. Bonds, Pension, Social Security & Medicare

Joe and Big Al spitball on set-and-forget brokerage investments for 30-something investors, real estate as a substitute for bonds in a diversified portfolio, and options for taking a state pension with or without sick time pay. The fellas also discuss how to bridge the gap until collecting Social Security, strategies for claiming spousal Social Security benefits, and whether you need to sign up for Medicare if you’d rather keep the healthcare you already have. 

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14
FEB
2023
LISTEN NOW
SEASON 8, EPISODE 22

How to Avoid Wealth Busters!

Even if you’ve done a great job saving your entire working life, there are “Wealth Busters” that can destroy your financial plan for retirement. Certainly, missteps and mistakes are going to happen as you make your way toward retirement, but just knowing what the wealth busters are can help you avoid them. Joe Anderson, CFP®, […]

29
JAN
2023
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  • Financial Planning
  • Investing
  • Retirement Planning
  • Risk Management

2022: The Year in Review

At year-end 2021, the S&P 500 closed at an all-time high, with many stocks hitting never-before-seen market caps. Companies exhibited record earnings, and housing prices soared in many parts of the country. Inflation fears were muted, and investors were accustomed to an easy money Federal Reserve (Fed). However, as the calendar flipped to 2022, little […]

23
JAN
2023
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SEASON 8, EPISODE 21

Rate Your Retirement Plan: Pass or Fail?

Would you go to a restaurant that has a C rating or even a B rating? How about your retirement plan? Do you know how your financial plan rates, or are just satisfied that you have one? Having a plan is a big step in the right direction, but is it actually going to meet […]

22
JAN
2023
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SEASON 8, EPISODE 20

Steps to Financial Success: Grow Your Wealth at Any Age

Do you want to be rich, or do you want to be wealthy? Do you want to be both? Is there a difference? What are important steps that you can take today to grow your wealth? Regardless of your age or where you are in life with saving for retirement, today’s show is for you. […]

08
JAN
2023
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Retirement Planning, Investing, and Tax Reduction Made Fun: YMYW Trailer

Your Money, Your Wealth is retirement planning, investing, and tax reduction made fun! Listen to the podcast trailer and follow on your favorite podcast app.

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03
JAN
2023
LISTEN NOW

Diversification Vs. Fees: What’s More Important for Retirement Investing?

Is it better to choose low-cost index funds or to diversify investments, even if it means paying higher fees? What causes mutual fund price fluctuation? Are mid-cap funds necessary in a balanced portfolio? Joe and Big Al also talk about real estate funds vs. real estate investment trusts (REITs), and annuities vs. bonds in a retirement portfolio. Finally, we revisit some investing strategy questions from earlier in the year that are still relevant in today’s volatile markets, on moving to cash in tough times, analyzing your asset allocation, and rebalancing your retirement portfolio. 

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27
DEC
2022
LISTEN NOW
SEASON 8, EPISODE 19

Take Control of Your Retirement Plan

When you read the headlines each day do you feel like you are less and less in control of your finances and what will happen to your money in the long term? You are not alone. The fear of the unknown can lead to stress and anxiety. In a recent survey, more people reported fearing […]

18
DEC
2022
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Life Insurance, Muni Bonds, and Dividend Stocks in Retirement

Joe and Big Al discuss LIRPs, or life insurance retirement plans, they spitball whether to take full pension survivor benefits or buy a life insurance policy, and whether to sell losing stocks for even bigger losers to take advantage of the 0% capital gains tax bracket. Plus, zero coupon municipal bonds and the de minimis rule, and target date funds as part of Paul Merriman’s Two Funds for Life strategy. Finally, how do dividends figure into the 4% rule for retirement withdrawals, and should that 4% come from stocks or bonds?

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22
NOV
2022
LISTEN NOW
SEASON 8, EPISODE 18

Financial Facts vs. Fiction: The Truth May Shock You!

Growing your wealth and crafting the lifestyle you want in retirement begins with some basic assumptions. Are you basing your entire financial plan on facts or fiction? Many people don’t even know where to start, much less what is true or false. In many cases, the misconceptions are largely considered facts! In this episode, Joe […]

12
NOV
2022
WATCH NOW
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