ABOUT THE GUESTS

Brian Perry
ABOUT Brian

Brian has been actively involved in the financial markets for more than 20 years, and has worked as a portfolio manager, strategist, and trader. At Pure Financial Advisors, Brian uses his extensive investment background and focus on behavioral finance to help clients navigate turbulent markets and stay on course towards their financial goals. Prior to [...]

ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

Does it feel like sometimes you’re playing roulette with your retirement? You may not be able to control outside forces, but you can put a plan in place that will help make your retirement feel more secure.

Financial professionals Joe Anderson and Alan Clopine get real about controlling what you can control and help you realize your options for maximizing your retirement funds, to give you the tools you need to live the retirement you want.

Plus, special guest, Brian Perry, Director of Research, CFP®, CFA® from Pure Financial Advisors, explains how you should be adjusting your portfolios in this market.

Retirement Readiness Guide

Important Points:

 (00:36) – Market Volatility

(01:16) – Creating a Retirement Plan: Under 50 vs Over 50

(02:20) – Not Leaving Your Retirement to Chance: Create a Plan for Cash Flow, Taxes, Investments, and Life Events

(03:18) – Putting a Plan for Cash Flow in Place: Approximate Retirement Savings by Age

(04:14) – Approaching Retirement: Are You on Track?

(06:00) – Not on Track? Things You Can Do to Improve Your Distribution Rate

(06:40) – Taxes: Where is Your Money Held?

(09:06) – Controlling What You Can Control: Investment Risk in Your Portfolio

(11:45) – Adjusting Your Portfolios During Market Volatility

(12:19) – What Can You Control in Your Portfolio?

(14:04) – Investing: Buying Low, Selling High

(16:56) – Retirement Roulette: Early Retirement, Outliving Your Savings, High Medical Expenses, Long-Term Care, Disability, Divorce

(21:46) – How Saving Money for Your Grandkids Could Impact Scholarships

(22:45) – Target Date Funds

(24:06) – Pure Takeaway: Get a Financial Plan in Place, Have Tax Strategies, Manage Risks, Grow Your Emergency Fund

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