Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine

Alan Clopine is the CEO & CFO of Pure Financial Advisors. As CEO he currently leads Pure Financial Advisors along with our executive team. As CFO he is responsible for the financial operations of the company. Alan joined the firm about one year after it was established. At that time the company had less than [...]

Generally, you should plan to have a sustainable withdrawal rate – 4% is a good place to start, but it could be a little higher if you plan to retire near 70, or it should be lower if you plan to retire near 60. Sometimes it’s good to have a dynamic withdrawal plan based upon market conditions. For example, if the stock market is having a good year, you may be able to withdraw more than 4%. Likewise, in a falling market you may want to withdraw less than 4% to better preserve your portfolio.

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