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CHAPTERS January – Determine Your Budget for Retirement February – Prepare to Pay for College March – Tax Review April – IRA Tax Deadlines May – Maximize Your Social Security Benefits June – Decide What to Do in Retirement July – Adjust Your Investment Strategy...
CHAPTERS Should Real Estate Investing be a part of Your Retirement Plan? How a Reverse Mortgage Can Benefit You in Retirement Is Downsizing Right for You? Rental Properties Tips for Real Estate Investing Many people fail to give real estate the attention it deserves...
CHAPTERS Self-Employment Tax Filing Tax Cuts & Jobs Act: 5 Things Affecting Small Business Owners The Qualified Business Income (QBI) Deduction Small Business Retirement Plans Self-Employment Tax Filing As a small business owner, you may be required to file an annual business tax return...
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For most people, the scariest thing about retiring is whether or not they’ll have enough money to continue to live comfortably. You have lived most of your life receiving an income, but now you have to prepare for what the future holds without a steady paycheck. Whether you’re already in retirement or preparing for it, […]
Most of you know putting money in an IRA is a great tool for saving for your retirement. But there is a whole other level of strategies and tools you can use beyond the basics that can help you maximize your IRA to its full potential. We will be covering IRA investment strategies, IRA contributions, […]
While recent market gains have been led by a handful of U.S. based large growth companies, our conviction remains firm that our portfolios are positioned to produce long-term returns with acceptable levels of risk. For starters, while markets move in cycles, the empirical evidence remains quite clear: over time, value stocks have outperformed growth stocks, […]
Designing a portfolio that meets your needs can be a challenge. Not only do you need to select investments to meet your return objectives, but also manage how much risk you take. Also, you need to actually implement those decisions, select the most appropriate products or individual securities in accordance with your asset allocation, and […]
Are you considering making the switch from an IRA to a Roth IRA? It might be a good idea! The good news is that it is now easier than ever… for the most part. If all of your retirement savings are currently in traditional IRA accounts, you may have questions on how you can change […]
Diversification is an important strategy for any investor because it can help to reduce systematic risk or the risk of the overall market. We accept that risk by being invested in the market in general, but why take on additional types of risk when they can be reduced? Investment portfolio diversification allows us to reduce […]
Many established investors are familiar with the advantages of portfolio diversification, although those relatively new to investing may ask themselves, “What is portfolio diversification?” Like many things in life or in finance, portfolio diversification is easier to understand than to implement effectively. Investors often make mistakes that can prove costly and impede their long-term financial […]
Many investors diligently save a portion of their income over extended periods of time. They also put a significant amount of effort into deciding which investments are appropriate for their needs. They potentially watch programs in the financial media, subscribe to publications, chat with their friends at the water cooler, and maybe even hire […]
All the investments you hold together make up your portfolio. This can include a variety of asset classes. Two individuals with different investment objectives are likely to have large differences in their portfolio – this isn’t all that surprising. Unexpectedly, people with similar investment objectives often have substantially different portfolios due to differences in style […]
In our previous blogs we have covered the basics of Social Security, let’s move on to some Social Security and retirement strategies that can help you maximize your benefits. When Should You Start Taking Social Security Benefits? One of the most important decisions that you’ll have to make as a retiree is the choice about […]
Retirement can be an exciting, yet daunting adventure. You have received an income for most of your life and now you will have to live the next 20-30 years without a direct income from employment. And how does Social Security play into the equation? Is Social Security considered income? How is it taxed? Even though […]
Currently, there are over 67 million people receiving Social Security benefits.1 Additionally, there are 10,000 baby boomers turning 65 every single day for the next 12 years.2 This is going to put some strain on Social Security when it comes to your claiming strategies, but we are going to break down exactly how Social Security […]
