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If you want to help your child pay for college, or even cover their whole education expense, diverting money earmarked for retirement savings or taking withdrawals from your employer-sponsored retirement plan is one of the fastest ways to derail your retirement. Bryan Ross, CFP®, AIF®, financial planner at Pure Financial Advisors, covers the basics on […]
Has the thought of how to pay for college expenses kept you up at night? It shouldn’t! Sometimes all you need is a plan and knowing what are the best options that relate to your situation. Johnson Andrews, CFP®, financial planner at Pure Financial Advisors, covers three popular college saving plans and their pros and […]
Richard Alexander, CFP®, AIF®, takes you through step by step: Step 1: How much do you have saved toward retirement? Step 2: How much do you plan to spend in retirement? Step 3: Add up the income streams you’ll have coming in during retirement Step 4: Calculate the difference between your income and spending Step […]
A lot of people have no idea how to determine if they’re ready to retire. Annie Chen, CFP®, AIF® will show you in just a few simple steps how to at least determine if you’re on track, along with a few additional considerations to help your transition into retirement go more smoothly. If you haven’t […]
Crypto for beginners: what should you consider before you do any cryptocurrency trading? Brian Perry, CFP®, AIF®, Executive Vice President and Chief Investment Officer at Pure Financial Advisors outlines the crypto pros and cons. Using the five-year returns of Bitcoin to illustrate the excessively high volatility of digital currencies, Brian discusses whether cryptocurrency effectively functions […]
“Our young people are far more capable and far more aware of the world around them than we give them credit for. So start early, and don’t be afraid to have tough conversations about money.” – Sidd Vivek, President and CEO, Junior Achievement of San Diego April is Financial Literacy Month, highlighting the importance of […]
April is Financial Literacy Month! Starting your career, getting your first job, or just getting started managing your money? David Cook, CFP®, explains how increasing your knowledge of earnings and income, spending, saving, investing, borrowing and debt is an important part of your financial journey. Subscribe to our YouTube channel. IMPORTANT DISCLOSURES: • Investment […]
April is Financial Literacy Month, an effort to highlight the need for more financial education for both adults and our nation’s youth. Why is it important for young people to understand and be able to use financial skills like managing money, budgeting, and investing? According to the ChooseFI Foundation: 74% of teens don’t feel confident […]
There are two main classifications to understand when investing in the US and foreign countries: Developed Markets & Emerging Markets. How do they differ, and what investing risks are involved? Ryan Miiller, CFP®, financial planner at Pure Financial Advisors, explains the differences to help you properly diversify your retirement investment portfolio. DOWNLOAD | Beyond Borders: […]
International investing has become a component to achieving strong portfolio diversification. While the benefits are lucrative, you must pay attention to the risks as well. Peter Keller, Senior Financial Planner, CFP®, AIF® explains how investment in foreign securities serves as part of an overall investing strategy. DOWNLOAD | Beyond Borders: Global Investing Guide Subscribe […]
Passive income is a great supplemental income for individuals to enhance their lifestyle both while working and in retirement. Joe Schweiger, Associate Advisor CFP®, AIF® explains the difference between passive and active income, the tax benefits, examples of passive income, and how it may fit in your overall retirement plan. DOWNLOAD | 10 Tips for […]
It’s a question we get asked a lot… and a decision that should not be made lightly until you have made sure you’re buying for the right reasons. Rental real estate can be a great asset class to own. It can provide steady streams of income, it can be tax efficient due to depreciation, and […]
On your road to retirement have you stayed too focused on just socking money away without considering blind spots that could sabotage your overall financial plan? From unexpected out-of-pocket expenses to untimely market downturns, you can lower the impact of these events by planning for them. Financial professionals Joe Anderson and Alan Clopine highlight the […]
On your road to retirement have you stayed focused on the magic number you needed in your retirement account that you calculated years ago? Many retirees admit to having serious blind spots when they look at their retirement plans. It may seem basic, but one of the best things you can do is put a plan […]
Having wrapped up another year in the markets, now is a good time to review your investment strategy. We all share the goal of increasing our investment results, however, research shows that trying to time the market can be difficult and counter-productive. It is extremely important to follow your plan and adjust your strategy over […]
