Should Jackson and Elsa from Wyoming fire their financial advisors and shop for lower fees, or switch to do-it-yourself financial planning? Can 34-year-old Bob in Texas retire early at 50, and what’s the best way for him to put an extra $30K to work? How much should 35-year-old Matthew in the middle of nowhere Wisconsin be saving for retirement in pre-tax accounts vs. post-tax accounts? And finally, should Michelle in Minnesota leave excess education savings in a 529 plan or move it to a Roth IRA?
Is now the time to buy tech stocks? Is it too soon to go global with your investments? What is next for the Federal Reserve? Brian Perry, CFP®, CFA®, AIF®, Executive Vice President and Chief Investment Officer at Pure Financial Advisors, recaps what’s happened in the financial markets so far this year, and what we […]
How much will money will you need in retirement, adjusted for inflation? Joe and Big Al spitball on your future dollars, how to calculate the tax on Roth conversions, and the benefits of converting to Roth when financial markets are down. Plus, should retirement savings contributions be half pre-tax and half post-tax? And finally, saving to a 529 plan for your kids, or sending them to Hollywood stunt training camp – which would you do!?
Should investors worry about regional banks? Will the Federal Reserve finally tame inflation, and is a recession looming? What’s next for stocks and bonds? Pure Financial Advisors’ Executive Vice President and Chief Investment Officer Brian Perry, CFP®, CFA® charter, AIF® addresses these questions as he discusses Q1 market volatility and the outlook for Q2 and […]
Updated for 2023: Your New Year’s resolutions usually are something you hope to change or accomplish in the new year. If you want to start the new year by changing your finances, consider creating financial to-dos or determining your financial goals, then put those plans in place. In this guide, you’ll learn about… Creating a Budget Reviewing and Managing Debt […]
When it comes to retirement, sometimes the things you don’t do can be more costly than the things you do. Are you your own worst enemy? One reason people make those mistakes is that they don’t know where to go for advice, much less what they should be doing. Your retirement involves more than just […]
Are you neglecting one of the most precious assets that you have? When it comes to individual retirement accounts or IRAs, many people have a practice of “fund it and forget it”. But there are strategizes you can implement to help maximize the money it generates. The “Dynamic Duo” of financial planning, Joe Anderson, CFP®, […]
What one thing can you do today to change the course of your financial future? Having a written financial plan can dramatically increase the chances you’ll reach your retirement goals. Yet, according to Schwab, only 33% of Americans have one! A One-Page Financial Plan helps distinguish the overlap of things that are actually important and […]
Stress testing your financial plan entails looking at if your life changes, how is that going to impact your numbers, or how far can you push your financial plan until it breaks. Amy Cattelino, CFP®, AIF® covers the basics – from the variables to consider to the methods you can use. FREE GUIDE | Retirement […]
Saving for retirement is hard enough, but even once we’re on the right track, there are obstacles that can derail us – and unfortunately, we’re one of the biggest ones. Matt Balderston, CFP®, AIF® covers a couple of the most common behaviors we all should try to avoid. FREE GUIDE | Tips to Fast Track […]
Got off to a slow start on planning for retirement? Hillel Katzeff, CFP® will get you on “The Fast Track to Retirement,” covering 5 key points: educate yourself, prioritize yourself, create a plan, keep more of what you make, and finally and most importantly, take action! FREE GUIDE | Tips to Fast Track Your Retirement […]
Are you in the most critical zone of your investment life? Do you know what that critical zone is and how important it is to ensure you make the right moves now? In your financial planning life, there are three phases of investment savings. There is the accumulation phase, the preservation phase, and the distribution […]
If you want to help your child pay for college, or even cover their whole education expense, diverting money earmarked for retirement savings or taking withdrawals from your employer-sponsored retirement plan is one of the fastest ways to derail your retirement. Bryan Ross, CFP®, AIF®, financial planner at Pure Financial Advisors, covers the basics on […]
Has the thought of how to pay for college expenses kept you up at night? It shouldn’t! Sometimes all you need is a plan and knowing what are the best options that relate to your situation. Johnson Andrews, CFP®, financial planner at Pure Financial Advisors, covers three popular college saving plans and their pros and […]