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Pure’s Senior Financial Advisor, Blaine Thiederman, CFP®, MBA, provides two vital financial conversations for families to have before the unsaid creates bigger problems down the line. Transcript A recent Fidelity study found that more than half of Americans said their parents never discussed money with them, yet over 80% would have benefited from financial education […]
You’ve saved for decades, and you’ve run the numbers on what you’ll need. So why do most pre-retirees walk into the biggest financial transition of their lives on assumptions that fall apart in the first few years? Joe Anderson, CFP® and Big Al Clopine, CPA break down 10 assumptions that derail solid retirement plans, from […]
Pure’s Principal, Marc Horner, CFP®, shares tips for navigating college tuition with confidence. Outline 00:00 Intro 1:00 Average Tuition Fees 1:16 Tuition Discount Rates 5:19 Tuition is negotiable 20:08 Financial Aid Basics 22:00 Roadmap for Affording College 29:02 Q&A Does everyone really need to go to college? To be eligible for the FAFSA, what’s the income limit? Is there a resource I can look at for a 529C Plan if I reside in California? So are you saying not to complete the FAFSA until you receive an award? What should I be careful of regarding investments and retirement accounts prior to filling out the FAFSA application? What’re they actually accounting when considering my financial aid? Transcription: (NOTE: Transcriptions are an approximation and may not be entirely correct) Kathryn: Hello everyone, welcome. We are so appreciative of you being here for our college tuition webinar with our esteemed Marc Horner. He is our principal and a financial […]
John in Oklahoma is 75, sitting on a million dollars in traditional IRAs, and he’s got a whole list of reasons NOT to convert. Is he right? Jonathan and Jennifer in Phoenix have over six million dollars in tax-deferred accounts. How much should they convert,...
Your neighbor says claim at 62. Your advisor says wait until 70. On this episode of Your Money, Your Wealth® TV, Joe Anderson, CFP® and Big Al Clopine, CPA run the real numbers on retirement age, claiming Social Security, break-even math, spousal and survivor Social Security benefits for married couples, and how much of your […]
Half of Americans admit they have zero retirement preparedness. Most don’t even have real income plans. Joe Anderson, CFP® and Big Al Clopine, CPA walk through actual cash flow projections, market loss recovery strategies that don’t blow up your timeline, and the Medicare enrollment and Social Security calls that can make or break your plan. Retirement […]
Roth conversions can either save you thousands in retirement taxes… or cost you thousands if mistimed. Learn the 10 Roth Red Flags to look out for! On this episode of Your Money, Your Wealth® TV, Joe Anderson, CFP® and Big Al Clopine, CPA show you common Roth planning mistakes that often get overlooked, how to […]
Pure’s Financial Advisor, Chris Jackson, CFP®, MBA, highlights key retirement red flags that often catch people off guard, and explores what you can do about each one before it’s too late. Transcript You’ve done everything right — maxed out your 401(k), lived below your means, and stayed the course through market volatility. But here’s the […]
Half of Americans say they’re too nervous to invest, and the ones who do invest may still be leaving serious money on the table. Joe Anderson, CFP® and Big Al Clopine, CPA break down your investing psychology and exactly why your emotions are working against your portfolio, and what it actually takes to build the […]
Pure’s Director of Education, Kathryn Bowie, CFP®, AFC®, breaks down the essentials of IRA planning and shares strategies to help you grow and protect your retirement savings. Outline 0:00 — Introduction & Overview 0:29 — Retirement Account Basics & Contribution Limits 2:53 — The Three Tax Environments 10:23 — Traditional vs. Roth IRA Differences 17:06 — Roth Conversion Strategy 19:59 — Savings Strategies by Life Stage 33:28 — Tax Reduction Strategies & RMD Planning 37:46 — Common Mistakes & Q&A Transcription: (NOTE: Transcriptions are an approximation and may not be entirely correct) Kathryn Bowie, CFP®, AFC®: Retire Smarter: IRA Strategies to Maximize Your Savings. Welcome, […]
“How much do I need to retire?” Joe Anderson, CFP and Big Al Clopine, CPA hear this question all the time. Today on YMYW, they delve into a crucial aspect of retirement planning: determining how much you can spend in retirement without running out of money. Find out how to calculate a safe withdrawal rate, […]
George in South Carolina wants to retire in 8 years at 53. Does he have enough in his brokerage account to bridge the gap to Social Security? Joe in Massachusetts is saving a staggering $200,000 a year, but will his high-spending lifestyle make a multi-million...
Are you among the 49% of retirees making the same mistake that quietly costs thousands every single year? The good news is, it can be fixed with a little clarity and some thoughtful planning. Find out what that mistake is and how to avoid draining your portfolio faster than you planned, as Joe Anderson, CFP® […]
Mark Salisbury, PhD, CEO & Co-Founder of TuitionFit, alongside Pure’s Principal, Marc Horner, CFP®, shares insights on how families can approach the college tuition process with confidence and make smarter decisions. Outline 0:00 Introduction & Overview 2:09 Education as a Pathway 4:22 College Pricing & Discounts 5:45 The College Selection Process 8:40 Starting with Price 13:43 Negotiation Strategies 22:06 Public vs Private […]
Age 62 is considered the “sweet spot” for retirement, but will it set you free or actually set you back? Joe Anderson, CFP® and Big Al Clopine, CPA share the formula for creating lifetime income, bridging the healthcare gap before Medicare, and keeping more of your savings from the IRS — along with tips to […]
