In this video, Pure Financial Advisors’ Director of Research, Brian Perry, CFP®, CFA® outlines the 5 top portfolio management techniques: conservative, moderate, aggressive, income-oriented, and tax efficient. Brian discusses when and how you might use each of these five techniques and how to decide which one best suits your financial goals.
Important Points:
(00:50) – Conservative Portfolio Management Strategy
(01:16) – Time Horizon and Risk Tolerance
(01:25) – Intermediate Approach
(01:39) – Growth Approach
(02:15) – Income-Oriented Approach
(02:33) – Ways of Generating Income: Total Return Approach and Dividends and Interest Approach
(03:17) – Tax Efficient Approach
(03:56) – Two Main Types of Assets: Growth and Safety
(06:25) – Financial Planning First, Investing Next