Brian Perry, CFP®, CFA®, Pure Financial Advisors’ Executive Vice President and Director of Research, sums up the events that moved markets and shaped our lives in 2021:
- Inflation worries
- COVID variants
- Potential tax law changes
Brian covers all these and more as he discusses what’s happened in markets and why. You’ll also learn more about what might be next for the economy, what investment opportunities are available to you during volatile times, and financial moves to consider making now.
From the market lows during the pandemic, how far up are the markets? S&P 500 – 5 Years (as of 11/22/2021)
What are your views around inflation? Inflation rate – 10 years, Producer Prices Up Sharply
What does inflation mean for my portfolio? Market Returns and Inflation
Do you think we’ll see interest rates increase? 10 Year Treasury Yield Since 1962
What happens to my bonds if rates do rise? Interest Rates and Inflation, Not All Bonds Are Created Equal, Debt high but yields low Across the globe
What’s your general sense of the equity markets? It’s Been A Good Year
Should I Just Buy the S&P 500 Index? The Lost Decade
Can stocks keep going higher? Dow Jones Industrial Average Since 1900
What are the most common mistakes you see people who manage their own investments make?
What’s going to happen with my taxes?
What do you think of I bonds for the cash portion of a portfolio?
Should I buy a risk-parity ETF as an inflation hedge?
US markets have beat international for a while now. Will that eventually change?
We’re hearing a lot now about the Omicron variant. What does a COVID surge mean for the financial markets?
Is there a recommended percentage of assets that should be in the three categories of taxable brokerage, pre-tax qualified, and Roth when nearing retirement?
Is it too risky to have 7 or 8% of my portfolio in company stock?
Regarding withdrawals, do you recommend varying from where to pull funds depending on the market? For example, lower withdrawals or pull from cash if the market drops significantly, or pull from stock funds if the market is up significantly?
You always mention the best portfolio is to have a globally diversified portfolio, but don’t really give examples about what that looks like and why. I know it varies by person.
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CFA® charter – Chartered Financial Analyst® designation contains three levels of curriculum which includes analysis using investment tools, valuation of assets, and synthesizing the concepts and analytical methods in a variety of applications for effective portfolio management and wealth planning. Candidates must meet enrollment requirements, self-attest to professional conduct, complete the approx. 900 hours of self-study, and successfully pass each level’s 6-hour exam to use the designation. CFA Institute does not endorse, promote, or warrant the accuracy or quality of Pure Financial Advisors. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.