ABOUT THE GUESTS

Matt Balderston
ABOUT Matt

Matt is a graduate of the University of California, San Diego with a BS in Mechanical Engineering. After 10 years as an engineer, Matt decided to pursue a long-held passion and shifted his career to finance. He attained his CERTIFIED FINANCIAL PLANNER™ designation and the Accredited Investment Fiduciary designation. Prior to becoming a fee-only advisor [...]

ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

In every decade of your life, there are financial decisions you make that affect your financial security in the present and for years to come. Do you know what some of those instrumental decisions are? Do you know what moves you can make to overcome any missteps? Financial professionals Joe Anderson and Alan Clopine walk you through those decisive moves in your 20’s, 30’s, 40’s and 50’s. Pure Financial’s Senior Planner, Matthew Balderston also discusses what to do if you get behind on your savings.

Important Points:
(01:40) – Financial Stress

(02:07) – Cracking the Code – Planning at Every Age

  • Assessing Your Progress
  • Best Strategies by Age
  • Catching up for Lost Time

(02:49) – Savings by Age

(04:42) – Savings by Age (20s)

(07:56) – Savings by Age (20s) Example

(10:50) – Savings by Age (30s)

(11:58) – Financial Strategies

(14:22) – Savings by Age (40s)

(16:02) – If You’re Behind on Savings

(18:17) – Savings by Age (40s)

(21:27) – Savings by Age (50s)

(22:33) – Ask the Experts

(24:46) – Pure Takeaway: Cracking the Code – Planning at Every Age

  • Savings Reality Check at Every Age
  • Be Sure to Save (and Save More)
  • Don’t forget Emergency Funds, Insurance
  • If Your Behind, it’s Never too Late to Improve

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