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Can your investment portfolio be over diversified? How do dividends and net unrealized appreciation (NUA) work? How will ownership inequality in the stock market impact future returns for most investors? What do Joe & Big Al think of target date funds? Plus, the YMYW podcast is now on video! Watch the fellas spitball on annuities, bonds, long-term treasuries, risk tolerance, the buckets of money investing strategy and the latest on the Roth provisions in the Build Back Better Act. Show notes, video clips, free resources, Ask Joe & Al On Air: https://bizlink.to/ymyw-352
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When you first learn about investing you are told to diversity – to spread out your risk. But if you invested in bonds, certificates of deposit, or put your money in a savings accounts lately you could be losing money. Now and for recent history, the return has been near zero versus 5% historically. So […]
Having a balanced portfolio is crucial when it comes to investing. Bonds are an essential part of that, playing a crucial role in keeping an investment portfolio diversified. Bonds act as a stabilizer because of their fixed income, limited volatility, and tendency to rise in value when the market is under stress. Understanding the basics […]
What are the prospects for inflation right now? Is higher inflation likely, or is it possible that weaker economic growth is a bigger risk? If higher inflation does come about, what does that mean for market returns? We answer some of these important questions about inflation and its impact on investors. In this guide, you’ll learn […]
Is timing the market and day trading in your Roth IRA in retirement a good idea? How are you taxed if you collect dividends vs. reinvesting? Plus, tax loss harvesting, asset allocation, investing in bonds, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) for spousal Social Security, and IRA vs. 529 plan for […]
Breaking down Roth IRA conversion pro-rata rule considerations with RMDs on an inherited IRA, Roth conversion tax bracket planning to account for the loss of a spouse, and the state income tax impact on Roth conversions. Plus, Roth IRA contribution and conversion limits, what to do about earnings on a reversed excess IRA contribution, how […]
When it comes to deciding if you should buy bonds in your investment portfolio in 2020, we could talk about the economy, the political environment, the supply of new bonds, and whether or not that will cause interest rates to go up and down. But in this video, Pure Financial Advisors’ Director of Research, Brian […]
Does the media impact financial markets and the economy? Oliver Renick, host of Morning Trade Live and Market on Close on TD Ameritrade Network, has ideas on how we can best make use of what the media tells us about the financial world. Plus, where should bonds be allocated to lessen the tax burden? Should […]
How do individual bonds differ from bond mutual funds, and why would you invest in one over the other? Financial Educator Scott Huband, CFP® outlines the main differences between the two. Transcript: Today’s question is what’s the difference between a bond and a bond fund? So once you’ve decided you want to include bonds inside […]
Michael from FinanciallyAlert.com reached FIRE at age 36 (that’s Financial Independence / Retire Early). He shares his inspiring success story of how being financially alert allowed him to transition from small business entrepreneur to stay-at-home Dad and FIRE blogger with a growing net worth of over $2M – and how he can coach you to FIRE too. Plus, […]
What exactly is the difference between bonds vs stocks vs mutual funds? And how do exchange-traded funds fit int he mix? In this video, Pure Financial’s Director of Research, Brian Perry, CFP®, CFA® explains. Learn More About Different Types of Investments and Investment Vehicles Transcript So, today we’re going to talk about stocks, and bonds, and […]
With interest rate hikes and indications that there will be further increases in 2018, we’ve been receiving questions about the impact of rising interest rates on a bond portfolio. In this video, Pure Financial’s Director of Research, Brian Perry, CFP®, CFA® answers the question, “what will happen to my bond portfolio when interest rates rise?” […]
Brian Perry, CFP®, CFA® from Pure Financial Advisors recaps 2017’s global Goldilocks economy. Will the bull run continue in 2018? Should we change our asset allocation to prepare our stock and bond portfolios for a market slow down? Are you properly allocated? What would Jim Cramer do, and should you care?! Plus, tax filing season […]
Let’s get back to the basics. Stocks and bonds are both instruments used by companies to raise capital. But what exactly does that mean and how are stocks and bonds different? Nathan Ritchison, CFP® walks you through the differences between stocks and bonds and the risk factors of both. Transcription: “Sometimes in my client meetings […]
Updated March 2, 2018 In an era of low-interest rates, I’m often asked: “Why would anyone own bonds?” Fear of owning bonds continues to remain prevalent as headlines scare people into thinking we’re in a so-called “bond bubble.” Yes, they may provide lower expected returns than equities, but bonds are an important piece in your portfolio. Here […]
