ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently shares the CEO role with Michael Fenison, the original founder of the company. Alan is primarily responsible for the day-to-day activities of the firm while Michael’s focus is on expansion and hiring. Alan joined the firm about one year after it was [...]

If just mentioning Roth IRA’s, contribution limits and 401(k)’s send your head spinning, this show is for you. Financial experts Joe Anderson and Alan Clopine take the mystery out of saving for retirement by discussing different savings tools to help you build your wealth for retirement. Just determining which tools work best for you can be overwhelming. Joe and Al break down these basics for saving for retirement:

IRA vs. 401(k)’s
Roth vs. Regular
Investing Basics
Rental Real Estate

Important Points:

1:10 – Lost Matches

3:12 – The different types of accounts you can save in for retirement, how they are taxed & the type of investments available

3:35 – IRA

4:30 – 401(k) & 403(b)

5:34 – Non-Retirement Accounts

6:25 – How much you can contribute to an IRA vs. a 401(k) or 403(b)

8:15 – True or False? If I work two jobs, each with its own 401(k) savings plan, I can contribute twice the maximum limit.

10:18 – Countdown to Retirement

12:46 – Roth vs. Traditional

15:44 – Stock vs. Bonds

17:19 – Inflation

18:09 – Stock Allocation

19:35 – Investing 101

20:13 – True or False? An employer match made on my Roth 401(k) contributions is deposited into my Roth account.

21:26 – Al’s Thoughts About Real Estate

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