Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

If just mentioning Roth IRA’s, contribution limits and 401(k)’s send your head spinning, this show is for you. Financial experts Joe Anderson and Alan Clopine take the mystery out of saving for retirement by discussing different savings tools to help you build your wealth for retirement. Just determining which tools work best for you can be overwhelming. Joe and Al break down these basics for saving for retirement:

IRA vs. 401(k)’s
Roth vs. Regular
Investing Basics
Rental Real Estate

Important Points:

1:10 – Lost Matches

3:12 – The different types of accounts you can save in for retirement, how they are taxed & the type of investments available

3:35 – IRA

4:30 – 401(k) & 403(b)

5:34 – Non-Retirement Accounts

6:25 – How much you can contribute to an IRA vs. a 401(k) or 403(b)

8:15 – True or False? If I work two jobs, each with its own 401(k) savings plan, I can contribute twice the maximum limit.

10:18 – Countdown to Retirement

12:46 – Roth vs. Traditional

15:44 – Stock vs. Bonds

17:19 – Inflation

18:09 – Stock Allocation

19:35 – Investing 101

20:13 – True or False? An employer match made on my Roth 401(k) contributions is deposited into my Roth account.

21:26 – Al’s Thoughts About Real Estate

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