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Joe and Big Al spitball for people with a small fortune sitting in pre-tax accounts, turning into a tax bomb. We’ll find out how Roth conversions and careful tax liability management can optimize their retirement income strategy. Eric in California is 72 with nearly $4M...
Pure’s Senior Financial Advisor, Allison Alley, CFP®, MSBA, AIF®, breaks down the essentials of Social Security and shares strategies to help you avoid costly mistakes when claiming your benefits. Outline 00:00 – Introduction & History of Social Security 1:35 – How Social Security Works: Eligibility & Calculations 3:41 – 2026 Changes & Updates 5:33 – […]
“Chase and Ryder” are 56 and 55 with $5 million saved and huge pensions the day they retire. So why are they so nervous about pulling the trigger? “Andy and April” are 46 with $2.4 million saved and 10 years until they want to retire....
Pure’s Financial Advisor, Kyle Farmer, CFP®, dives into 4 key Social Security changes to be aware of in 2026. Transcript Millions of Americans are leaving Social Security money on the table. Are you one of them? Today we’re going through 4 key Social Security changes you should be aware of in 2026. 2026 COLA – 2.8% The first change is to this year’s Social Security cost of living adjustment, also known as COLA. […]
Pure’s Associate Advisor, Joey Bailey, CFP®, CPA, simplifies Social Security claiming options for those nearing retirement and wondering when to start collecting benefits. Transcript If you’re in your 50s or early 60s, Social Security is probably starting to feel a lot more real. Maybe you’ve already gotten a statement in the mail, or you’ve caught yourself doing some rough math in your head. And chances are, one question keeps coming up: When should I actually start collecting? […]
Updated for 2026: Whether you are retiring in a few months or a few years, Social Security is one of the most important decisions of your retirement. This Social Security Handbook walks you through what you will need to know for 2026 and beyond. This guide will explain… History of Social Security Recent Changes How […]
Joe and Big Al focus on Social Security claiming strategies as part of the retirement spitballs, today on Your Money, Your Wealth® podcast number 574. Bijou Plutus and her husband in Massachusetts are 62 and 64 with about a million dollars. Can she retire at...
“Carl and Jane” have eight million bucks and their advisor is suggesting a 130/30 long-short investing strategy. Joe Anderson, CFP® and Big Al Clopine, CPA, spitball on whether this is a smart tax move or unnecessary complexity — and whether they would do it themselves....
Age 62 is considered the “sweet spot” for retirement, but will it set you free or actually set you back? Joe Anderson, CFP® and Big Al Clopine, CPA share the formula for creating lifetime income, bridging the healthcare gap before Medicare, and keeping more of your savings from the IRS — along with tips to […]
Updated for 2026 Want to learn the little-known secrets to help you prepare for retirement? This Retirement Readiness Guide includes 7 important and simple plays to help you get retirement ready despite the uncertainties that we may face. Planning for your retirement is something that takes time, so start today for a bright future tomorrow. […]
Hana’s mom is 92. Mom’s husband is 74, and after years of trying to help a family member, nearly a million dollars is gone. How do they stop the bleeding before it’s too late, and how much can they spend each year from what’s left?...
If you think the biggest threat to your retirement is a market crash or picking the wrong investment, think again. Small, everyday financial pitfalls can quietly drain your wealth, add years to your working life, and cost hundreds of thousands of dollars without you even realizing it. In this episode, Joe Anderson, CFP®, and Big […]
What actually mattered most to the YMYW audience in 2025? It turns out to be tax-free gains on investments, retirement timing, and claiming Social Security. In this Best of 2025 episode, Joe and Big Al break down the smartest tax moves, the biggest Roth mistakes...
You may think you’ve got Social Security all figured out, but several common myths and mistakes quietly drain retirees out of tens of thousands of dollars. Joe Anderson, CFP® and Big Al Clopine, CPA show you how to claim smarter, keep more, and avoid a miserable retirement. Download the Social Security Handbook: Important Points: 00:00 […]
Pure’s Senior Financial Advisor, Kyle Stacey, CFP®, AIF®, explores the complexities of Social Security and how your decisions can impact your long-term financial future. Discover key strategies to help you make the most of your benefits. Outline 00:00 Introduction 4:52 Important Changes to Social Security in 2025 6:47 Rules of Social Security Benefits 9:52 Expected […]
