Allison Alley
ABOUT Allison

Since 2003 Allison Alley has been committed to working with clients to help them achieve their retirement, estate, investment, and tax planning needs. Prior to joining Pure Financial Advisors, Allison served as Senior Vice President of a small private wealth management and investment banking firm where she specialized in comprehensive wealth planning to address the [...]

Nathaniel Ritchison
ABOUT Nathaniel

As a CERTIFIED FINANCIAL PLANNER™ professional, Nate through proactive planning and management helps individuals and families gain confidence and control over their financial situation so they can work toward accomplishing their retirement goals. Since 2002 he has been responsible for leading clients through the wealth management process, which includes guiding clients from goal setting to [...]


Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Still trying to piece together your plan for retirement? Social Security benefits are a big part of that puzzle for most people. Financial experts Joe Anderson and Alan Clopine go over the rules and regulations for Social Security to help maximize your payout.

In this must-see show Joe and Al explore:

Who is Eligible
When to Claim Benefits
Social Security Savvy Quiz
Income Tax Considerations

You can also put yourself to the test to see how Social Security Savvy you are.

Important Points:

(1:10) – Social Security Statistics

(3:12) – Who is Eligible for Social Security?

(4:06) – How is Social Security Calculated?

(5:28) – When to Start Social Security and the Corresponding Benefits

(6:25) – When People Actually Claim Social Security

(7:26) – Benefits Received Based On Life Expectancy

(8:30) – True or False? If I divorce my spouse after being married for nine years and 11 months I will not be entitled to any of their Social Security benefits.

(9:19) – Social Security Savvy Quiz

(17:45) – How Social Security Benefits are Taxed

(20:14) – True or False? I cannot work and collect social security at the same time.

(21:03) – Email Question #1: My ex-husband of 20 years passed away recently. Is there any advantage for me to wait until I am 70 to claim his benefit?

(22:01) – Email Question #2: My son worked for our family business for 15 years on a cash basis. What happens when he retires since he hasn’t paid any money to Social Security? Is there anything he can do now to improve his situation?

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