ABOUT THE GUESTS

Matt Balderston
ABOUT Matt

Matt is a graduate of the University of California, San Diego with a BS in Mechanical Engineering. After 10 years as an engineer, Matt decided to pursue a long-held passion and shifted his career to finance. He attained his CERTIFIED FINANCIAL PLANNER™ designation and the Accredited Investment Fiduciary designation. Prior to becoming a fee-only advisor [...]

ABOUT HOSTS

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

The gap between the haves and the have-nots continues to widen for retirees in the United States. Survey after survey shows people tend to underestimate how much money they will need in their golden years to maintain their lifestyle. Financial professionals Joe Anderson and Alan Clopine give you the tools to estimate how much money you’ll need to retire and empower you to meet your financial goals regardless of how close you are to retiring. Learn how to bridge the gap between what you have saved and what you will need to truly enjoy your retirement.

Important Points:
(00:41) – Bridging the Retirement Gap – Savings Shortfall For Retirement

(02:30) – Strategies for Bridging the Retirement Gap

  • Determine Your Retirement Readiness
  • Start Saving & Estimate Your Savings Need
  • Develop a Solid Plan
  • Invest for Success

(03:40) – By Age Savings

(05:02) – Automate Your Savings

(06:14) – Fast Track Your Savings

(09:22) – In Down Markets Should You Continue to Contribute to Your 401(k)?

(10:12) – Power of Compounding Interest

(11:47) – How to Set Up a Financial Plan and Stick with it

(13:05) – Creating a Successful Financial Plan

(15:17) – What About Having a Plan B?

(17:13) – What is the Best Way to Determine Your Stock vs Bond Allocation?

(19:00) – Elements of a Sound Investment Strategy

(20:07) – Ask the Experts

(24:15) – Pure Takeaway: Bridging the Retirement Gap

  • Start Saving Now
  • Develop a Plan
  • Investing for Success

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