ABOUT THE GUESTS

Matt Balderston
ABOUT Matt

Matt is a graduate of the University of California, San Diego with a BS in Mechanical Engineering. After 10 years as an engineer, Matt decided to pursue a long-held passion and shifted his career to finance. He attained his CERTIFIED FINANCIAL PLANNER™ designation and the Accredited Investment Fiduciary designation. Prior to becoming a fee-only advisor [...]

ABOUT HOSTS

Alan Clopine
ABOUT Alan

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

The gap between the haves and the have-nots continues to widen for retirees in the United States. Survey after survey shows people tend to underestimate how much money they will need in their golden years to maintain their lifestyle. Financial professionals Joe Anderson and Alan Clopine give you the tools to estimate how much money you’ll need to retire and empower you to meet your financial goals regardless of how close you are to retiring. Learn how to bridge the gap between what you have saved and what you will need to truly enjoy your retirement.

Important Points:
(00:41) – Bridging the Retirement Gap – Savings Shortfall For Retirement

(02:30) – Strategies for Bridging the Retirement Gap

  • Determine Your Retirement Readiness
  • Start Saving & Estimate Your Savings Need
  • Develop a Solid Plan
  • Invest for Success

(03:40) – By Age Savings

(05:02) – Automate Your Savings

(06:14) – Fast Track Your Savings

(09:22) – In Down Markets Should You Continue to Contribute to Your 401(k)?

(10:12) – Power of Compounding Interest

(11:47) – How to Set Up a Financial Plan and Stick with it

(13:05) – Creating a Successful Financial Plan

(15:17) – What About Having a Plan B?

(17:13) – What is the Best Way to Determine Your Stock vs Bond Allocation?

(19:00) – Elements of a Sound Investment Strategy

(20:07) – Ask the Experts

(24:15) – Pure Takeaway: Bridging the Retirement Gap

  • Start Saving Now
  • Develop a Plan
  • Investing for Success

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