ABOUT THE GUESTS

Susan Brandeis
ABOUT Susan

Susan is a CERTIFIED FINANCIAL PLANNER™ professional who earned her BA in Financial Services from San Diego State’s College of Business Administration, also receiving a SDSU Personal Financial Planning Certificate. In addition, prior to working with a fee-only advisory firm, Susan held the FINRA series 7 and 63 securities registration. Until joining Pure Financial Advisors, [...]

ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. As CEO he currently leads Pure Financial Advisors along with our executive team. As CFO he is responsible for the financial operations of the company. Alan joined the firm about one year after it was established. At that time the company had less than [...]

What if you could get a 32% boost in your Social Security benefits? You have the power to maximize the amount of your monthly Social Security check in retirement. The choices you make regarding your Social Security could be the difference in the lifestyle you are able to live during your golden years. Do you even know what the key choices are that can boost your benefits? Financial industry insiders Joe Anderson and Alan Clopine give you the tools and strategies you need to make the most of your social security benefits. Pure Financial’s Chief Planning Officer, Susan Brandeis CFP®, discusses how to determine if claiming your benefits earlier or later is the better option for you. Not sure you made the right choice and want a “do-over”? Pure’s financial professionals tell you how.

 

Important Points:
(01:35) – Social Security Reliance

(02:12) – Boost Your Benefits

  • Understand How to Qualify
  • Delay For Increased Pay
  • Spousal Strategies
  • Limit Social Security Taxes

(02:58) – When People Claim Social Security

(03:51) – Who is Eligible for Social Security Benefits?

(04:00) – Earnings Needed Per Social Security Credit

(04:52) – How much are your Security Benefits?

(6:47) – Past Earnings Compared to Social Security Benefits

(7:36) – Social Security Estimated Benefits Statement

(10:34) – Early and Late Claiming

(13:37) – Claiming Your Social Security Benefits Too Early

(14:00) – How to Qualify for Spousal Benefits

(14:36) – How to Qualify for Survivor Benefits

(18:25) – How Social Security is Taxed

(20:04) – Lowering Provisional Income

(21:53) – Ask the Experts

(23:27) – Ask the Experts

(24:53) – Pure Takeaway: Boost Your Benefits – Make the Most Out of Social Security

  • Maximize Your Qualifications
  • Delay as Long as Possible
  • Use Claiming Strategies for Couples
  • Limit Social Security Taxes

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