ABOUT THE GUESTS

Susan Brandeis
ABOUT Susan

Susan is a CERTIFIED FINANCIAL PLANNER™ professional who earned her BA in Financial Services from San Diego State’s College of Business Administration, also receiving a SDSU Personal Financial Planning Certificate. In addition, prior to working with a fee-only advisory firm, Susan held the FINRA series 7 and 63 securities registration. Until joining Pure Financial Advisors, [...]

ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 153 out of 715 RIA’s nationwide by total assets under management by [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CFO & Chairman of the Board of Pure Financial Advisors. He has been an executive leader of the Company for over a decade. As CFO he is responsible for the financial operations of the company as well as investor relations. Alan joined the firm in 2008, about one year after it [...]

What if you could get a 32% boost in your Social Security benefits? You have the power to maximize the amount of your monthly Social Security check in retirement. The choices you make regarding your Social Security could be the difference in the lifestyle you are able to live during your golden years. Do you even know what the key choices are that can boost your benefits? Financial industry insiders Joe Anderson and Alan Clopine give you the tools and strategies you need to make the most of your social security benefits. Pure Financial’s Chief Planning Officer, Susan Brandeis CFP®, discusses how to determine if claiming your benefits earlier or later is the better option for you. Not sure you made the right choice and want a “do-over”? Pure’s financial professionals tell you how.

 

Important Points:
(01:35) – Social Security Reliance

(02:12) – Boost Your Benefits

  • Understand How to Qualify
  • Delay For Increased Pay
  • Spousal Strategies
  • Limit Social Security Taxes

(02:58) – When People Claim Social Security

(03:51) – Who is Eligible for Social Security Benefits?

(04:00) – Earnings Needed Per Social Security Credit

(04:52) – How much are your Security Benefits?

(6:47) – Past Earnings Compared to Social Security Benefits

(7:36) – Social Security Estimated Benefits Statement

(10:34) – Early and Late Claiming

(13:37) – Claiming Your Social Security Benefits Too Early

(14:00) – How to Qualify for Spousal Benefits

(14:36) – How to Qualify for Survivor Benefits

(18:25) – How Social Security is Taxed

(20:04) – Lowering Provisional Income

(21:53) – Ask the Experts

(23:27) – Ask the Experts

(24:53) – Pure Takeaway: Boost Your Benefits – Make the Most Out of Social Security

  • Maximize Your Qualifications
  • Delay as Long as Possible
  • Use Claiming Strategies for Couples
  • Limit Social Security Taxes

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