Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine

Alan Clopine is the CEO & CFO of Pure Financial Advisors. As CEO he currently leads Pure Financial Advisors along with our executive team. As CFO he is responsible for the financial operations of the company. Alan joined the firm about one year after it was established. At that time the company had less than [...]

What exactly does it take to become financially fit?  CPA Al Clopine points out an example of what four extra years of work can do for someone regarding their Social Security income and how long their money will last them in retirement.  Understanding what you want to accomplish and how you will get there are vital in planning for a successful retirement and becoming financially fit.

0:17 “Building wealth is not a get-rich scheme, it’s not going to happen overnight, it’s not going to happen in a week, a month, or even a year.  It’s going to take several years of discipline to figure out exactly what it is you want to accomplish”

0:32 “If you look at the average 65-year old couple, of what they’re going to spend on healthcare alone over their lifetime, it’s $250,000”

1:00 “Fidelity recently came out and said the average 401(k) balance is $91,000”

1:30 “What about working four more years, what about saving your max into a 401(k) which for a 50-year old it’s $24,000, and what if your employer matches another $4,000. That’s a 7% rate of return”