Plan your financial future with a quick analysis that will calculate your success. Get your financial blueprint today!

GET STARTED NOW
Pure Financial Advisors
CALL CONTACT FORM CRS LOCATIONS LOG IN GET AN ASSESSMENT
  • Financial Resources
    • All White Papers
    • Blog
    • Educational Events
    • Educational Videos
    • Free Assessment
  • Retirement Workshops
    • Denver Workshops
    • Digital Workshops
    • Los Angeles Workshops
    • Orange County Workshops
    • San Diego Workshops
    • Seattle Workshops
  • Financial Planning
    • Cash Flow Analysis
    • Estate Planning
    • Retirement Planning
    • Risk Management Consulting
    • Tax Planning
  • Investment Planning
    • Our Investment Philosophy & Investment Best Practices
    • Investment Portfolio Asset Allocation
    • Global Portfolio Diversification
    • Institutional Access
    • Portfolio Rebalancing Services
    • Tax Management Services
    • Portfolio Blueprint
  • The Pure Difference
    • Contact Us
    • Fees
    • Locations
    • Meet the Team
    • News
    • Our Story
  • Your Money, Your Wealth
    • All Podcasts
    • All TV Episodes
    • All TV Shorts
    • Ask Joe & Big Al On Air
    • Guests
    • Special Offer

Welcome to Our Blog

Stay informed on the latest financial planning news and headlines

 

Subscribe to Our Newsletter

More Posts

Purefinancial

Investing Basics Guide

Updated for 2025: How investment savvy are you? Do you know the difference between asset allocation and asset location? Many Americans don’t have a solid understanding of basic investing terms and concepts, and their lack of financial literacy can cost them! It can be difficult to grow your wealth if you don’t know what tools […]

03
JAN
2025
READ MORE

Restricted Stock Units (RSUs) | Financial Tip

Restricted Stock Units (RSUs) are a popular form of equity-based compensation where employees receive company stock as part of their pay. Pure’s Financial Advisor, Ian Barr, CFP®, discusses RSUs’ terms and tax implications to help employees make informed financial decisions. FREE GUIDE | Retirement Readiness Guide Transcript RSUs have become a popular way to compensate […]

01
JUL
2024
READ MORE

Recession Protection Guide

Updated for 2024: When you hear the word recession, what comes to mind? Does it make you want to run for the hills or look for a golden opportunity? From bear market conditions to rising inflation, the conditions that create a recession can impact your portfolio and your ability to retire. But do you have any idea […]

07
JUN
2024
READ MORE
  • Investing

Employee Stock Purchase Plans (ESPPs)

Employee Stock Purchase Plans (ESPPs) are popular employee benefits programs offered by many companies as a way to allow employees to purchase company stock at a discounted price. ESPPs are designed to enable employees to purchase company stock through payroll deductions, often at a discount from the market price. These plans are a way to […]

16
APR
2024
READ MORE

Navigating Turbulent Financial Markets in 2024 | Apollo Lupescu, Dimensional Fund Advisors

Can financial markets continue to rise despite inflation and recession concerns? How does a globally diversified portfolio stack up against the Magnificent Seven of Microsoft (MSFT), Nvidia (NVDA), Amazon (AMZN), Google (GOOG), Tesla (TSLA), Apple (AAPL) and Meta (META)? Does global investing still make sense? What impact will the 2024 presidential election have on your […]

09
APR
2024
READ MORE

10 Steps to Improve Investing Success

Do you want to pursue a better investment experience? Our comprehensive guide highlights 10 key decisions that can help investors effectively target long-term wealth in the capital markets. Learn what strategies can help you improve your odds of success and set you up for long-term success. (Note: This guide was previously called Pursuing a Better […]

16
FEB
2024
READ MORE
  • Financial Planning
  • Investing

2023 – Year in Review

As 2023 draws to a close, let’s step back and consider what dominated headlines in the last twelve months. Though markets and the economic backdrop remained volatile, 2023 was generally a better year than its predecessor. Inflation and the Fed continued to dominate headlines, though they often shared the news cycle with political developments at […]

12
DEC
2023
READ MORE
SEASON 9, EPISODE 10

Financial Boot Camp: Investing Basics

Stocks and bonds, 401(k)s and IRAs – how investment savvy are you? Less than half of Americans have a solid understanding of basic investing terms and concepts. It can be difficult to grow your wealth if you don’t know what tools and strategies are available, much less know how to use them to develop a […]

01
OCT
2023
WATCH NOW

Investing 101: Get Serious About Your Financial Future

Do you want to understand how to get the most amount of return for the amount of risk you’re willing to tolerate? Pure’s Financial Planner, Sumit Mehta, CFP®, AIF®, provides insight into what investing strategies can help you improve your odds of success and establish a foundation to achieve long-term goals. FREE GUIDE | 10 […]

29
SEP
2023
READ MORE
  • Financial Planning
  • Investing
  • Retirement Planning
  • Risk Management

Should You Still Diversify?

If you looked at your statements late last year, you know that 2022 was tough for investors. The stock market, as measured by the S&P 500, declined nearly 20%. S&P 500 – 12 Months (as of 1/24/2023) However, what made 2022 an unusual year was that even as stocks were falling, there was almost no […]

25
JAN
2023
READ MORE

Diversification Vs. Fees: What’s More Important for Retirement Investing?

Is it better to choose low-cost index funds or to diversify investments, even if it means paying higher fees? What causes mutual fund price fluctuation? Are mid-cap funds necessary in a balanced portfolio? Joe and Big Al also talk about real estate funds vs. real estate investment trusts (REITs), and annuities vs. bonds in a retirement portfolio. Finally, we revisit some investing strategy questions from earlier in the year that are still relevant in today’s volatile markets, on moving to cash in tough times, analyzing your asset allocation, and rebalancing your retirement portfolio. 

Subscribe to the YMYW podcast Subscribe to the YMYW newsletter

LISTEN on Apple Podcasts | Google Podcasts | Stitcher | Player FM

FOLLOW US: YoutubeFacebookTwitterLinkedIn

27
DEC
2022
LISTEN NOW

Where to Save for Early Retirement?

Asset location strategies, liquidity, and building up tax-free Roth IRA money when retiring early, how growth is taxed in taxable accounts, the pros and cons of rolling an employer retirement plan into a traditional IRA, how stock futures are determined and why stock price matters, and buying 8-week treasuries. And, if you’re planning to make a killing on eBay or at your next garage sale, the fellas get into the weeds on how to maximize your tax savings.

Subscribe to the YMYW podcast Subscribe to the YMYW newsletter

LISTEN on Apple Podcasts | Google Podcasts | Stitcher | Player FM

FOLLOW US: YoutubeFacebookTwitterLinkedIn

13
DEC
2022
LISTEN NOW
  • Investing

How to Invest When Inflation is Raging

With the consumer price index at forty-year highs, this is a good time to take a look at what types of investments might make sense in an inflationary environment. Before diving in, though, it’s important to note that there are no foolproof methods to avoid short-term surprises. The bottom line is that if inflation readings […]

02
AUG
2022
READ MORE
  • Financial Planning
  • Investing
  • Risk Management

How Options Can Protect Your Concentrated Stock Portfolio

There are times when an investor finds themselves with a single stock holding that makes up an uncomfortably large portion of their overall portfolio. Having a concentrated position is a double-edged sword; on the positive side you’ve accumulated some wealth, but the problem is that your fortunes are now unduly connected to a single company. […]

25
MAY
2022
READ MORE

Saving and Investing for Retirement with Company Stock, Bonds, and VTSAX?

How much company stock in your investment portfolio is too risky? Can series I savings bonds act as the cash in your portfolio? In the sequence of retirement savings, would contributing to a brokerage account instead of maxing out your 401(k) or 403(b) ever make sense? How should a 20-something self-employed couple, investing monthly in Vanguard’s Total Stock Market Index Fund (VTSAX), get retirement-ready? Is it possible to pay for the construction of a new home and keep the earned income tax credit and child tax credits? Should Roth conversion funds come from an inherited IRA, 401(k), brokerage account, or Social Security? 

Subscribe to the YMYW podcast Subscribe to the YMYW newsletter

FOLLOW US: YoutubeFacebookTwitterLinkedIn

Free Financial Assessment

07
DEC
2021
LISTEN NOW
Load More

We’ve Got You Covered

Whether you’re nearing retirement, in retirement, had a life-altering event or need investment advice, Pure Financial’s fee-only fiduciary financial advisor team helps craft an investment strategy and retirement plan based on the best interest of your financial goals.

GET AN ASSESSMENT

Find What You Are Looking For

Looking for a guide or white paper on a specific topic? We can help you find it.

Retirement Planning ()
Investing ()
Roth Conversion ()
Retirement ()
Taxes ()
Other Topics
Continue
Link

Lunch n’ Learn

Register Now for Our Next Event!

Register Now
Link

Register for a Class

Ready for Retirement? See Our Upcoming Class Schedule!

Register Now
Link

Experience the PURE Difference

Get Your Free Assessment

Pure Financial Advisors Logo

Sign Up for Our Newsletter

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

Give Us a Call:

1 (866) 876-7873

Quick Links:

  • Log In
  • Careers
  • Contact Us
  • Designations and Certifications
  • Financial Blueprint
  • Form ADV 2A
  • Partner with Pure
  • Pure Financial App
  • Cookie Policy
  • Privacy Policy
  • Privacy Statement

Connect with Us:

  • Youtube
  • Twitter
  • LinkedIn
  • Facebook
Back To Top
Refunds available upon written notice  
© Copyright 2025. Pure Financial Advisors, LLC. All rights reserved.
Manage Cookie Consent
We use cookies to optimize our website and our service.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}
CLOSE
CLOSE
CLOSE
  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

Subscribe to YMYW

YMYW Email Newsletter
YMYW on YouTube
YMYW Podcast
CLOSE
CLOSE
X
ALL LOCATIONS

JOB DESCRIPTION

CLOSE

Ask Joe & Big Al on Air

Do you have a question for Joe & Big Al? Ask them on air. Ask your question below or call us directly at 1-888-994-6257.

CLOSE

Special Offer

Submit the form below to claim your offer or call us directly at 1 (866) 876-7873. By completing this form, you agree to receive emails from Pure Financial.

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

Upgrade to Planner+

Submit the form below or call us directly at 1 (866) 876-7873.

By completing this form, you agree to receive emails from Pure Financial.

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

 

CLOSE

Get Your Chili Piper Test

Sign up for a free two-meeting assessment with a Certified Financial Planner™ professional today! Submit the form below or call us directly at 1 (866) 876-7873.

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

Congress Approves The SECURE Act

For more information on what you need to know about The Secure Act, download your white paper here! Submit the form below or call us directly at 1 (866) 876-7873.

  • This field is hidden when viewing the form
  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

Get Your Free Assessment

Sign up for a free two-meeting assessment with an experienced financial professional today! Submit the form below or call us directly at 1 (866) 876-7873.

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE
CLOSE

Get Your Free Assessment

Sign up for a free financial assessment with an experienced financial professional today! Submit the form below or call us directly at 1 (866) 876-7873.

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

 

CLOSE

Join Our Market Newsletter

Let us help you stay up to date on the latest news, analyses and insights into the financial matters that mean the most. Take control of your financial future, Sign up today!

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

We’ll do our best to respond within two business days. Submit the form below or call us directly at 1 (866) 876-7873.

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

White Papers

Download your white paper here! Submit the form below or call us directly at 1 (866) 876-7873.

By completing this form, you agree to receive emails from Pure Financial.
  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

Request ADV

The ADV brochure provides information about the qualifications and business practices of Pure Financial Advisors, LLC. Submit the form below or call us directly at 1 (866) 876-7873.

CLOSE

Secure Client Login

Pure Financial Advisors provides links for secure access to view your comprehensive personal financial plan, your private document vault and your investment performance reports through this web page. We want you to feel completely organized and in control of your finances. Your planner is always here to help as your personal financial coach.

Financial Plan

Investment Performance

CLOSE

Talk to an Advisor

Your path to personalized financial advice starts here. Submit the form below or call us directly at 1 (866) 876-7873 to see how one of our trusted advisors can help you.

  • This field is hidden when viewing the form
  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

YMYW Newsletter

Listen to the latest episodes of the Your Money, Your Wealth® podcast free, on-demand, delivered right to your email inbox! Watch new episodes of the Your Money, Your Wealth® television show as soon as they’re available!

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

CLOSE

Your Money, Your Wealth

Join the YMYW Newsletter!

Sign up today and receive highlights from
Your Money, Your Wealth® once a week.

  • By clicking submit, you are providing Pure Financial express written consent to be contacted by SMS, possibly using automated technology to the number you provided. If at any time you wish to opt-out of communication, please reply "STOP" to cancel. Text "HELP" for help. Message frequency may vary. Message/data rates may apply. Submission of this form does not authorize the purchase of goods, services, or products. See Pure’s Privacy Policy at the bottom of the webpage.
  • This field is for validation purposes and should be left unchanged.

Your information is secure.

NO THANKS