What is Asset Allocation?

Have you ever found yourself wondering, “What is asset allocation and how do I use it in my portfolio?” Well, first let’s start at the beginning. Common investing practices usually include stock picking and attempting to time the markets in order to drive returns. This method opens investors to unnecessary risk. Alternatively, decades of time-tested financial research and performance shows that an… Read more

Why is Investing Important?

Investing is important to individuals and societies for many reasons. Before diving into the details, it might make sense to define what investing is. No other word is so often adopted as a description for other activities. What is considered investing? Commonly people refer to their investments when they are discussing saving, speculating, spending, consuming, donating or other activities. These acts have… Read more

Jason Thomas

Are Investments Tax Deductible?

Are investments tax deductible? In general, the answer is no because an investment is an asset. Investing is purchasing an asset that you’re hoping will go up in value. For example, you buy Apple stock for a couple thousand dollars and hold it for a few years and then it’s worth $3,000. Now you want to sell it because it’s at a… Read more

Alan ClopineAlan Clopine
What Should Be Included in a Will?

What Should Be Included in a Will?

In its most basic form, a will is a document that states what you would like to happen when you die. There are some things that should be included in a will as well as a few things to avoid. As with any legal document, you’ll want to rely on the guidance and assistance of your attorney. It is important to know… Read more

Jason Thomas
Estate Planning Costs

How Much Does Estate Planning Cost?

Those of you who are considering planning for your estate may wonder how much to budget for the cost of assorted services including but not limited to drafting related documents. Tasks with Little or No Associated Costs Although many of the estate planning tasks you engage in will have associated fees, it is important to mention those related tasks that have minimal… Read more

Jason Thomas
Why Estate Planning Is Important

16 Reasons Why Estate Planning Is Important

Despite the fancy-sounding title, estate planning is not just for the rich and wealthy. In fact, the term “estate” might not mean what you think it does at all. When it comes down to it, deciding who will inherit your estate is a big decision and an important part of life planning. Smart estate planning helps protect families with young children as… Read more

Investing After Retirement

Investing After Retirement Strategies

Many investors have put less thought into investing after retirement than they have into planning their investments leading up to retirement. Some investors may even believe that the entire process of investing is something that ends once they have retired, although this is not the case for most. Almost all investors will have different objectives in retirement that will become more of… Read more

Jason Thomas
Why Retirement Planning Is Important

9 Reasons Why Retirement Planning Is Important

Retirement is something that’s fairly easy to put off and worry about later, especially when you are young. After all, everything will sort itself out in the end, right? Well… what if it doesn’t? What’s your plan then? That’s the problem with that strategy — often life won’t work out the way you planned. And if it doesn’t, you’ll put yourself and… Read more

Retirement Planning Checklist

The Ultimate Retirement Planning Checklist

As you approach retirement, there are many issues to consider. This retirement planning checklist will help you get on the right track for a secure retirement. Plan for Free Time Sometimes the non-financial aspects of retirement are a greater challenge than the monetary issues. While you can have a realistic assessment of where you are financially, it can often be difficult to… Read more

Jason Thomas
Investing for Retirement Income

The Best Retirement Investment Strategies

Choosing appropriate retirement investment strategies can be a challenge even for investors who have been successful building their wealth for years. A shift in strategy from building a balance to investing for retirement income can require different strategies. Here are some common ways you can determine what the best investments for retirement income are for your specific situation. Understand Your Income Needs… Read more

Benefits of Early Retirement Planning

7 Benefits of Retirement Planning

There are several benefits of retirement planning that range from both financial to personal and psychological. Let’s look at seven common reasons why planning for your retirement can work for you. 1. Peace of Mind This is by far one of the most important benefits of retirement planning. Planning ahead not only reduces your stress during retirement but also in the years… Read more

Jason Thomas
Tax Deferred Retirement Plan

What Is a Tax Deferred Retirement Plan?

You may have heard certain retirement plans referred to as “tax-deferred,” but what is a tax deferred retirement plan? Before deciding how these accounts may fit into your overall retirement savings, you’ll want to understand what tax deferral means, how it compares to other types of retirement accounts, and what some of the other features of tax-deferred accounts are. Once you have… Read more

Jason Thomas
value vs growth stocks performance

Explaining Value Stocks vs Growth Stocks

The age-old debate of value stocks vs. growth stocks is like Coke vs. Pepsi. There’s no right or wrong answer. Some people like Coke, some people like Pepsi. It’s a matter of individual choice. Growth and value are similar in that some people prefer growth, some people prefer value. In some market environments, growth stocks do better. In other market environments, value… Read more

Brian PerryBrian Perry