Q3 Market thoughts

Q3 Market Thoughts 2017

Geopolitical Risks Take Center Stage News headlines over the past twelve months have been dominated by a litany of potential disasters: Brexit! Catalonia! Russia! North Korea! Yet, despite these looming dangers, markets have soared and investors that stayed the course have been handsomely rewarded. Going forward, North Korea remains an obvious danger zone, and the consequences of war on the Korean Peninsula… Read more

Brian PerryBrian Perry
health insurance before medicare

How to Bridge the Gap to Medicare

Over 45 million Americans receive their health insurance coverage through Medicare.1 You are eligible for Medicare once you turn 65. At this age, many people are out of the workforce and are no longer receiving health benefits from their employer. But, what happens if you retire early? How can you make sure you are insured without employer health benefits or Medicare? You… Read more

Jason1tansparentJason Thomas
Does Sitting on the Sidelines Make Sense?

Investing: When Does Sitting on the Sidelines Make Sense?

Let’s get this out of the way upfront: I have no idea what the stock market is going to do tomorrow, next week, or next year. I also freely acknowledge that by many measures, markets are relatively expensive. Nevertheless, here are several reasons why I think sitting on the sidelines does not make a whole lot of sense. 1. Let the odds… Read more

Brian PerryBrian Perry
How Diversification Won the “Lost Decade”

How Diversification Won the “Lost Decade”

The first decade of the 2000s was a difficult one for investors. As the new millennium dawned, the ebullience of the dot.com boom turned into a sharp market sell-off, highlighted by the collapse of many previously high-flying tech stocks. By the middle of the decade, markets recovered, but a credit crisis soon ensued, followed by the Great Recession. Newspapers referred to this… Read more

Brian PerryBrian Perry
tax diversification

How Tax Diversification Can Improve Your Odds of Success

I know, I know. You probably read the title of this blog and immediately considered tuning out. But I think your perseverance will be rewarded, because while today’s topic is about taxes, what we’re really talking about is the quality of life in retirement. It’s about living large while paying less to Uncle Sam. And that, my friends, is very exciting indeed.… Read more

Brian PerryBrian Perry
equifax breach

What You Need to Know About the Equifax Data Breach

143 million American consumers were affected by the recent Equifax data breach that was reported last Thursday.1 If you have a credit report, chances are you may have been affected. What Happened According to the company’s investigation, the breach lasted from mid-May through July. Consumer information that was accessed includes people’s names, Social Security numbers, birth dates, addresses and in some cases… Read more

financial fears

Financial Fears: “I’m afraid of outliving my money”

Ready for a quick Jeopardy pop quiz? Question: Studies have shown that three out of four Americans fear “this” more than death. Answer: What is “running out of money in retirement.1” This statistic saddens me, but it also reinforces my belief that while money can’t buy happiness, not having money can make people miserable. So, what exactly can you do to improve… Read more

Brian PerryBrian Perry
September economic update

September 2017 Economic Update

The Month in Brief August brought an overwhelming natural disaster, a threat of war from a foreign dictator, and violence in the streets – so it is little wonder stocks went sideways. The S&P 500 eked out an advance of 0.05% for the month. Economically speaking, there were some positives: improvements in consumer confidence and consumer spending, continued strength in manufacturing, and… Read more

Value Stocks: An idea whose time has passed?

Value Stocks: An idea whose time has passed?

An unusual phenomenon has been taking place in the stock market the last several years. You see, the high-flying stocks of popular “growth” companies have been outperforming those of beaten down “value stocks.” The fact is, value stocks have historically outperformed growth stocks, both in the U.S. and abroad, and they have done so on a pretty consistent basis and by a… Read more

Brian PerryBrian Perry
why invest in bonds

Should I Invest in Bonds?

In an era of low-interest rates, I’m often asked: “Why would anyone own bonds?” Fear of owning bonds continues to remain prevalent as headlines scare people into thinking we’re in a so-called “bond bubble.” Yes, bonds may provide lower expected returns than equities, but they still have an important function in your portfolio. Here are 4 reasons why bonds still may make sense… Read more

Brian PerryBrian Perry
July econoic update banner-01

July 2017 Economic Update

The Month In Brief June brought some definite headwinds to Wall Street, but the broad stock market still advanced. The S&P 500 added 0.48% across the month, even with tech shares selling off. As anticipated, the Federal Reserve raised the federal funds’ rate by another quarter point. Last month was a trying one for European stocks as well as oil and many… Read more


June 2017 Economic Update

The Month in Brief May was another good month for stocks. The S&P 500 gained more than 1%, putting its YTD advance above 7.7%. While the housing market showed some spring weakness, hiring bounced back and most other important economic indicators did not falter. Wall Street seemed little troubled by politics, terrorist incidents, data disappointments, or earnings misses. Overseas, stock benchmarks largely… Read more