Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Published On
May 7, 2016

Social Security changes are now in effect; hosts explain best ways to maximize your benefit despite two major claiming strategies now eliminated. Listeners are also faced with the realities of retirement, as hosts debunk common retirement & social security myths.

6:07 “The (2016) retirement confidence survey (by Employee Benefits Research Institute) reports that almost half- 47% of workers surveyed – think they’ll need to save at least $500,000 for a comfortable retirement”

11:24 “At certain income levels, your Social Security income is tax-free”

15:44 “Even if you’re currently retired, you have to look at what tax consequences are on the income you are producing”

16:55 “That’s what Social Security is giving you, it’s a delayed retirement credit of 8% per year, each year that you delay”

22:48 “We’re living longer so it makes sense to push the retirement age out; that’s just pure logic”

27:34 “We’re going to talk about dealing with fear and uncertainty in retirement and here are six ways to deal with it”