ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

Do you have a written retirement plan? Most people (if they are honest) say no. But even if you have a well thought out plan, are you aware of the factors that threaten to reduce your income in retirement? From poor planning to bad investments, you need to be aware of the threats that can reduce your income so you can safeguard against them.

Financial experts Joe Anderson and Alan Clopine walk you through those threats and how to minimize their impact on your income and eventually your lifestyle.

Important Points:

(00:59) – Worst-Case Scenarios: Social Security, Long-Term Care

(01:47) – Top Concerns about Retirement: Unexpected Health Crisis, Outliving Savings, Costs of Long-Term Care, Stock Market Crash

(03:14) – Social Security Mistakes

(05:18) – Social Security: Spousal and Survivor Benefits

(08:00) – Retirement Income Strategies White Paper — Download Here

(09:30) – Employer Pension Underfunding

(11:40) – Defined Benefit Plan

(13:23) – Pension Benefit Guaranty Corporation

(14:30) – Health Care Costs

(15:30) – Nursing Home Care, Long-Term Care

(17:46) – Premiums on Long-Term Care Policies

(19:12) – Market Volatility

(23:16) – Gifting Money for Roth IRAs

(24:01) – Pure Takeaway

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