Subscribe to Our YouTube Channel
YMYW TV S5E3

In putting together a finical plan for retirement, it is critical to understand what risks can help grow your retirement funds and which ones can derail your financial plan. The last thing you want in retirement is to be forced back into going to work. Pure Financial Advisors’ experts Joe Anderson and Alan Clopine explore the risks in retirement that can help and hurt your financial planning.

Important Points:

(1:00) – A Few Risks to Consider in Retirement

(2:40) – How to Limit Your Longevity Risk (How to Not Out Live Your money)

(4:45) – How to Manage Your Sequence of Return Risk

(7:49) – Is one of the most overlooked risks in retirement unexpected healthcare costs?

(9:40) – How to Limit Your Tax Risk: What Deferring Could Do to Your Taxes

(14:55) – Are retirees at a greater risk of getting a divorce during their retirement years than they were a decade previously?

(17:20) – Don’t Forget About Inflation Risk

(18:40) – Lost Opportunity Risk: Stay Invested in the Market

(21:15) – Question: I am 52 years old and only have about a quarter of the money I need to retire at 70. Do I take more risk with the stocks I buy to try to catch up on the funds I need to retire?

(23:10) – My home is my primary investment for retirement. How do I estimate the risk of market fluctuations in determining how much it will be worth when I retire?

 

Subscribe to the Your Money, Your Wealth® YouTube Channel

About the Hosts

Joe Anderson

President

CFP®, AIF®

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the...

Alan Clopine

CEO & CFO

CPA, AIF®

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently shares the CEO role with Michael Fenison, the original founder of the company. Alan is primarily responsible for the day-to-day activities of...