Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Retiring rich doesn’t have to mean having billions of dollars when you enter retirement.  It should mean having enough money to support the retirement lifestyle of your dreams.  In this episode of “Your Money, Your Wealth”, CFP® Joe Anderson and CPA Alan Clopine show you how you can retire rich by following a few simple steps.  CFP® and Senior Advisor at Pure Financial, David Cook, stops by the show to discuss important considerations to make when it comes to your investments.

2:11 “It’s all about making sure you have enough resources, let’s see how to retire rich or at least how to have enough money to do what you want to do”

5:18 “Whether you delay retirement because you need to financially or you just love your job, the workplace will be more grey”

7:36 “When you look at different spending levels, you can get a sense of how much more you can end up with in retirement”

9:37 “If you’re full retirement age, which is age 66 for most of you, you can work as much as you want; there’s no reduction in benefits.  If you’re younger than full retirement age, you may have some of those benefits reduced”

14:38: The first step is understanding the nature of the risk of that you’re willing to take (or need to take), second is the asset allocation model; it’s probably the most important decision an investor can make”

17:20 “We are taxed in everything we do, and if you could save just a little bit, that’s going to put extra dollars in your pocket”

18:18 “True or false question: If I save $13 per day starting at age 25, I’ll be a millionaire when I retire at age 65 (given a 7% rate of return)”

23:22 “The best place to save money in a college fund would be a Section 529 plan”