ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 153 out of 715 RIA’s nationwide by total assets under management by [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CFO & Chairman of the Board of Pure Financial Advisors. He has been an executive leader of the Company for over a decade. As CFO he is responsible for the financial operations of the company as well as investor relations. Alan joined the firm in 2008, about one year after it [...]

Why should you convert money to a Roth IRA? Joe and Al break down the basics of a Roth conversion and explain the tax benefits associated with it.

Key Points:

0:12 “What is a (Roth) conversion? It’s taking money from your retirement account and moving it into the Roth IRA”

0:23 “You have to pay tax on this money but then all future growth will grow 100% tax-free”

1:03 “When you pull those dollars out, you pay zero tax”

1:26 “You have to take a look at your tax return, you have to take a look at your income, your goals and everything else”