Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Why should you convert money to a Roth IRA? Joe and Al break down the basics of a Roth conversion and explain the tax benefits associated with it.

Key Points:

0:12 “What is a (Roth) conversion? It’s taking money from your retirement account and moving it into the Roth IRA”

0:23 “You have to pay tax on this money but then all future growth will grow 100% tax-free”

1:03 “When you pull those dollars out, you pay zero tax”

1:26 “You have to take a look at your tax return, you have to take a look at your income, your goals and everything else”