Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Joe answers a viewer’s question on how to find your retirement “number,” or how much money you need to retire comfortably. Find out the calculation in this short clip.

0:15 “Hi Joe and Al, I’m Shirley and I want to know: what is my number? How do I know when I can retire?”

0:28 “It really depends on a number of factors. Let’s break it down – here’s what you want to look at”

0:40 “You don’t want to pull out any more than 4% out of your overall portfolio”

1:03 “Take a look at what you’re spending minus your fixed income sources, and you’ll find your shortfall”

1:20 “Multiply that [shortfall] by 25 or divide by 4% and that will give you your number”