Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Saving for retirement often gets placed on the back burner due to paying off your mortgage, putting the kids through school and whatever else life throws your way. When this happens, ultimately it gets down to the wire when you want to retire. You might feel worried that you won’t be financially secure enough when you want to make that big step. Big Al describes four simple steps that can make a huge difference if you’re behind on retirement saving.


“Let’s take a look at what you can do if you know you’re behind. The quick thing to do is to save more and spend less. Sounds obvious, it’s kind of like exercising, but you’ve got to do it. Maybe if you’re close to retirement and you’re just not there, maybe you’ve got to consider downsizing your home or work a few extra years. Or maybe you’ve got to work part-time in retirement. There are many solutions if you’re behind. First thing is to calculate where you’re at, and then figure out what the steps are that you have to do to make it better. This is what happens–people ignore this; they get to retirement and realize, ‘whoops, I should have thought of this five, ten, twenty years ago.’ So for you, if you’re not retired, do it now so you are better prepared.”