ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

Saving for retirement often gets placed on the back burner due to paying off your mortgage, putting the kids through school and whatever else life throws your way. When this happens, ultimately it gets down to the wire when you want to retire. You might feel worried that you won’t be financially secure enough when you want to make that big step. Big Al describes four simple steps that can make a huge difference if you’re behind on retirement saving.


Transcription:

“Let’s take a look at what you can do if you know you’re behind. The quick thing to do is to save more and spend less. Sounds obvious, it’s kind of like exercising, but you’ve got to do it. Maybe if you’re close to retirement and you’re just not there, maybe you’ve got to consider downsizing your home or work a few extra years. Or maybe you’ve got to work part-time in retirement. There are many solutions if you’re behind. First thing is to calculate where you’re at, and then figure out what the steps are that you have to do to make it better. This is what happens–people ignore this; they get to retirement and realize, ‘whoops, I should have thought of this five, ten, twenty years ago.’ So for you, if you’re not retired, do it now so you are better prepared.”