ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. As CEO he currently leads Pure Financial Advisors along with our executive team. As CFO he is responsible for the financial operations of the company. Alan joined the firm about one year after it was established. At that time the company had less than [...]

Joe and Big Al break down how to file & suspend your Social Security in order to maximize your benefit.  Al explains what a spousal benefit is and how to use tap into your spousal benefit when you file and suspend.


0:32 “You must be 62 or older to qualify for the spousal benefit”

0:42 “What the spousal benefit is, is one half of your spouse’s primary insurance amount as long as it’s claimed at full retirement age”

1:07 “You could still take half of your spouse’s and let yours grow”

1:55 “[A file and suspend] means he goes down and files to receive benefits but suspends his benefits, doesn’t take them currently”

2:39 “You suspend your benefits; why do you do that?  So your benefit will continue to increase”