Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Joe and Big Al break down how to file & suspend your Social Security in order to maximize your benefit.  Al explains what a spousal benefit is and how to use tap into your spousal benefit when you file and suspend.

0:32 “You must be 62 or older to qualify for the spousal benefit”

0:42 “What the spousal benefit is, is one half of your spouse’s primary insurance amount as long as it’s claimed at full retirement age”

1:07 “You could still take half of your spouse’s and let yours grow”

1:55 “[A file and suspend] means he goes down and files to receive benefits but suspends his benefits, doesn’t take them currently”

2:39 “You suspend your benefits; why do you do that?  So your benefit will continue to increase”