Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Published On
May 14, 2016

Retirement isn’t what it was when your parents left the workforce. In fact, it may not be what it was even a decade ago. Hosts, Joe Anderson & Al Clopine, dive into the realities of retirement as they shed light on 10 mistakes to avoid when achieving your retirement goals. They close the hour providing 11 fast facts about Roth IRAs.

2:40 “We’re a fee-only financial planning firm; we don’t sell any products and there are no commissions generated to our firm”

5:59 “You want to have an advisor that can really understand cash flow needs throughout retirement, taxes and how the investments all fit together”

10:14 “We are living longer, and here are the stats – they’re changing rapidly”

17:58 “Don’t fall for these three retirement myths”

19:44 “Here’s probably the biggest myth: you won’t have to pay taxes [in retirement]”

21:25 “Social Security income is tax-free in the state of California”

25:58 “There are lots of ways to create tax-free income to keep less of your Social Security taxable, but you have to understand what those strategies are”

30:21 “A spousal IRA works like this: let’s say your spouse is working and you’re not working or vice versa; as long as there’s earned income, the non-working spouse can still contribute to a retirement account”