Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Do you have a plan in place to know when you are financially and emotionally ready to retire? Financial experts Joe and Al walk you through the vital questions to ask before you retire.

1. Can I Afford to Retire?
2. When Should I take Social Security
3. How Can I Reduce My Taxes In Retirement?
4. Am I Prepared for Future Medical Costs?
5. How Should I Fill My Time?


Important Points:

1:18 – About 1 in 3 Americans has $0 saved for retirement

5:50 – Can I Afford to Retire?

7:30 – Saving by Age Calculation

13:32 – When to Claim Social Security

17:00 – Tax-Efficient Withdrawal Strategies

18:39 – Health Care Costs

21:12 – Email Question #1: My company is offering a year of salary ($75,000) to me if I retire now. If I accept, that would mean I receive $5,000 less a year with my pension. Which option is best for me in the long-term? I’m 59 years old and in good health.

23:12 – Email Question #2: How do I know how much to estimate for healthcare expenses for my husband and myself in retirement?

23:48 – Email Question #3: I’m in my early 50’s. What type of risk should I be taking in my portfolio? Right now, my savings has about a $200,000 shortfall of what I need to retire by 67.