Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

Set goals for your retirement in 2015. Joe Anderson, CFP® and “Big Al’ Clopine share ten resolutions that will help make sure you’re on track for retirement.

1:10 “That’s what people strive for; how much money do I need to build? But I’ll tell you what, it’s about the income you can create from that money that you’re trying to build”

1:28 “Here’s the biggest risk that we face, it’s that we’re living a lot longer”

5:19 “You’re goal over the long-term should be to save about 10% of your gross pay or more”

7:16 ” Save into your 401(k) plan to the match, and then from there if you qualify you want to go Roth IRA. Then if you can still save more money go back into the 401(k)

10:22 “There is the new myRA plan that just came out late in 2014.”

10:58 “Rebalancing your portfolio…when you take a look at rebalancing, the market has done very well lately so a lot of you may be heavily weighted in stocks vs bonds depending on of course what your allocation was. So let me draw this out real quickly for you…”

12:25 “Hidden fees..there’s different costs that you may or may not know about. One of them is the initial load. There are some loaded mutual funds where you actually have to pay to get into them.

14:03 “The average fund fee could be as a high as 3 or 4%

20:02 “Social Security, there are several different ways to take it…”