ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

If you’re in your 50’s or 60’s and feel like you’re behind on saving for your retirement, don’t feel too discouraged. Joe and Al give you some last-minute tips to follow so you can still have the retirement you worked so hard for.

Important Points:

0:07 “If you don’t have anything saved you better start to get serious and start cutting your spending because you want to maximize your 401(k) which if you have one is $2,000 per month so that’s $24,000 for the year”

0:22 “It’s common for your employer to match about 4% and then if you’re thinking of retiring at age 62 or 65 how about pushing it out to age 67 if not 70”

0:48 “If you can save $500,000 you’re well ahead of most everybody else”

0:56 “If you’re in your 50’s or 60’s you’ve got plenty of time”

1:03 “If you’re in your 60’s you’re probably in your peak earning years”