Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

If you’re in your 50’s or 60’s and feel like you’re behind on saving for your retirement, don’t feel too discouraged. Joe and Al give you some last-minute tips to follow so you can still have the retirement you worked so hard for.

Important Points:

0:07 “If you don’t have anything saved you better start to get serious and start cutting your spending because you want to maximize your 401(k) which if you have one is $2,000 per month so that’s $24,000 for the year”

0:22 “It’s common for your employer to match about 4% and then if you’re thinking of retiring at age 62 or 65 how about pushing it out to age 67 if not 70”

0:48 “If you can save $500,000 you’re well ahead of most everybody else”

0:56 “If you’re in your 50’s or 60’s you’ve got plenty of time”

1:03 “If you’re in your 60’s you’re probably in your peak earning years”