Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Joe says, “if you get anything out of this show, this is it – pay yourself first.” Find out why paying yourself first – or having a method of automatically saving for retirement – is the secret to a wealthy and successful retirement.

Read blog post: Backward Budgeting: How to Never Budget Again


“Here’s a big one – once you figure out that goal, pay yourself first – and that just simply means make this automatic. Use your company retirement plan if you have one (a 401(k), a 403(b), etc). If you don’t have a company pension plan, 401(k) or 403(b), then go ahead and set up your own IRA (individual retirement account) or Roth IRA, do a direct transfer. A direct transfer simply means you’re going to have to call up your bank, set up a brokerage account and have that money come from your bank account each and every month before you start spending money on your own bills. That’s what the ‘pay yourself first’ concept is. If you get anything out of this show, this is it – pay yourself first. The most successful, wealthiest people figure this out. If you pay yourself last, guess what – you’re not going to pay yourself. Make sure that when you get that paycheck, you put it in your 401(k) plan or IRA or money market account or Roth. Pay yourself first and spend everything else. It’s that easy.”