Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Joe and Al break down various hypothetical scenarios to help demonstrate how much you can grow your wealth if you work longer.


0:03 “People are sometimes surprised how much of a difference that [working longer] can make in terms of your overall savings and income”

0:23 “Let’s start with someone who’s age 62. That person retires and they make about $50,000 a year in their fixed income. What if they work part-time from age 62-66? That number grows to almost $67,000. Had they worked to age 66 that’s almost $70,000…if you keep working full-time all the way to age 70, it’s almost double the income”

1:01 “People still want to retire at age 62. For a lot of you, it’s just not feasible”

1:32 “By working just a little bit longer, what happens is you end up delaying your Social Security benefits so you get more income there, you’re saving longer because you’re working longer and you’re not tapping into your nest egg”