Is it better to choose low-cost index funds or to diversify investments, even if it means paying higher fees? What causes mutual fund price fluctuation? Are mid-cap funds necessary in a balanced portfolio? Joe and Big Al also talk about real estate funds vs. real estate investment trusts (REITs), and annuities vs. bonds in a retirement portfolio. Finally, we revisit some investing strategy questions from earlier in the year that are still relevant in today’s volatile markets, on moving to cash in tough times, analyzing your asset allocation, and rebalancing your retirement portfolio.
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Does it matter if you put retirement savings in the older spouse’s accounts first? Does Marion have a good VTSAX to VTWAX tax-loss harvesting and portfolio rebalancing strategy? Plus, Joe and Big Al help you make sense of fees – both from your financial advisor and on exchange-traded funds, or ETFs. Big Al will provide […]
An inverted yield curve has often led to recession. Pure Financial Advisors’ Executive Vice President and Director of Research, Brian Perry, CFP®, CFA, discusses the current state of the markets and the possibility of recession, and he helps Joe and Big Al answer some listener questions from our 2019 YMYW podcast survey: are structured notes […]
Kyle Stacey, CFP® explains what it means to rebalance your investment portfolio and how portfolio rebalancing benefits your overall financial standing in the long run. Transcript: So today’s topic, I wanted to talk about portfolio rebalancing as well as how that affects your portfolio and how to keep the integrity of your portfolio. So when […]
Designing a portfolio that meets your needs can be a challenge. Not only do you need to select investments to meet your return objectives, but also manage how much risk you take. Also, you need to actually implement those decisions, select the most appropriate products or individual securities in accordance with your asset allocation, and […]
Many investors diligently save a portion of their income over extended periods of time. They also put a significant amount of effort into deciding which investments are appropriate for their needs. They potentially watch programs in the financial media, subscribe to publications, chat with their friends at the water cooler, and maybe even hire the […]
Joe and Al discuss a recent MarketWatch article about 7 demands you should be making of your portfolio. Toward the end of the show, find out how to prepare for the worst financially so that you can bounce back quickly and enjoy the retirement lifestyle you worked your whole life for. 4:11 “You never really […]
Joe and Al discuss a recent U.S. News article about 7 behavioral biases that can hurt your investments (loss aversion, confirmation bias, mental accounting, illusion of control bias, recency bias, hindsight bias and herd mentality). They also go over some of the top things you need to know about a market correction. How do you deal with a market downturn […]
Smart investing can be tricky, especially for those transitioning into retirement. How should your investing approach change and what are some important factors to keep in mind? Joe and Al give you four tips for creating a disciplined investing approach : 1) Save on a regular basis 2) Invest in stocks and bonds 3) Use low-cost funds […]
Joe and Al cover key retirement planning strategies for people in their 60’s. Find out when you can retire, learn how and when you should claim Social Security and create a better risk management plan by viewing different health insurance options. 0:09 “One of the things that you absolutely need to figure out is what […]
CFP® and Senior Financial Planner at Pure Financial, Matt Horsley, sits down with Joe Anderson to talk investing. Find out the difference between the two main approaches to investing and the pros and cons of each. Should you take a gamble with a more conventional approach or maintain a disciplined, institutional approach? Joe and Matt […]
Joe and Big Al go over four different ways to invest: individual positions, retail mutual funds, index funds, ETFs and evidence-based institutional funds. 0:20 “When you get into the asset classes, a way you could invest is that you could have individual stocks” 0:32 “Retail mutual funds would be the next way to go, and […]
Senior Financial Planner at Pure Financial, David Cook stops by the show to discuss important considerations to make when it comes to your investments. Learn the importance of diversification, controlling risk, and find out how to reduce your portfolio fees. 0:50 “If you are, say in the 25% tax bracket right now and you assume a […]
Rebalancing your portfolio is essential to maintain the level of risk you want to take in your portfolio. Joe Anderson, CFP® and “Big Al” Clopine show quick steps to help you rebalance your portfolio.