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As bear market territory freaked out some investors, YMYW listeners were a bit more chill as Joe and Big Al spitballed on their specific strategies to manage the decline: does it make sense to move to cash inside your retirement account? How do down markets impact Roth Conversion decisions for older investors? What should your asset allocation be now, during market volatility, if you’re expecting a future windfall? How should you manage the relationship with your financial advisor if they buy high and sell low in your investment portfolio? Should you leave a partially vested pension to grow, or withdraw the money now and convert to Roth? What’s the best way to withdraw from an IRA in a down market?
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Consumer prices and producer prices are soaring and the Federal Reserve has increased interest rates. Brian Perry, CFP®, CFA®, Executive Vice President and Chief Investment Officer at Pure Financial Advisors, explains how inflation and the Fed are impacting your retirement investment portfolio, and how you can react intelligently. Outline: 00:14 – Inflation and the Fed […]
From the rise and fall of the individual stocks to get-rich-quick tales of crypto currencies – many people are looking for a short-term solution to a long-term planning problem… and playing the retirement lotto. Financial professionals Joe Anderson and Alan Clopine discuss ways to avoid the retirement lottery and they guide you through strategies for […]
Russia and Ukraine, stock market volatility… learn how the latest events and market moves impact you. What could be next for the economy? What investment opportunities are available? Are there financial moves to consider making now? Brian Perry, CFP®, CFA® serves as Executive Vice President and Chief Investment Officer at Pure Financial Advisors. Questions Answered: […]
As of this writing, the Russian invasion of Ukraine has been going on for more than two weeks. And while the two sides have discussed a ceasefire, they have made little headway into resolving the conflict so far. As a result, financial markets have been extremely volatile, and the longer-term economic implications are building. Russia […]
Brian Perry, CFP®, CFA®, Chief Investment Officer at Pure Financial Advisors, provides a forecast of what the financial markets might hold in 2022. What could be next for the economy? What investment opportunities are available to you during volatile times? Are there financial moves to consider making now? Find out in this webinar. An open […]
Joe & Big Al discuss various strategies to protect your portfolio from a stock market crash: stop losses, put options, collars, non-correlated alternative investments, and tax-managed buy-and-hold. Also: how should you measure financial advisor performance? How does tax-loss harvesting work? Are health savings accounts (HSA) tax-free? Is alternative minimum tax (AMT) a concern when moving Roth to an annuity? And our first “Dear Joe” question, in the Derails: how do you get your mother-in-law to stop smoking in your car without starting a fight?
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Risk management investing strategies: is selling rental property and buying a variable annuity to reduce sequence of return risk and interest rate risk a good idea? Do small-cap or emerging markets have better risk-adjusted returns against market volatility? Should eREITs (non-traded real estate investment trusts) be in your retirement investments? Is RPAR Risk Parity ETF a good inflation hedge? Should you be tax gain harvesting in declining financial markets?
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Joe and Big Al spitball considerations for a few listener retirement plans, including investing in brokerage and Roth instead of pre-tax, getting tax diversification, taking the pension lump sum or annuity, paying for college education, and calculating a “retirement number” to put your savings on autopilot. Plus, what life insurance “investment” has a purported “guaranteed” […]
When the markets have large swings – up and down – investors often make mistakes that can jeopardize their entire retirement plan. Financial professionals Joe Anderson and Alan Clopine provide a long-term view of how the markets respond in good and bad times. They also give you the tools you need to take the emotion […]
Financial planning strategies around Coronavirus-Related Distributions from retirement accounts and required minimum distributions (RMDs). Plus, listener corrections on dependents and the CARES Act stimulus package. Also, two very different market volatility strategies: living off of cash and Social Security only, and leveraging a home equity line of credit (HELOC) to invest. Subscribe to the YMYW […]
To the individuals and families we serve, Given the spike in market volatility due to the COVID-19 pandemic, this seems like a good time to discuss how Pure Financial Advisors’ investment philosophy has been designed to facilitate efficient implementation for each and every one of our clients, even in the most extreme of market conditions. […]
Market update, commentary, and answers to client questions from Tuesday, April 7, 2020 with Pure Financial Advisors’ Executive Vice President and Director of Research, Brian Perry, CFP®, CFA and special guest, Apollo Lupescu, PhD, Vice President of Dimensional Fund Advisors. 00:00 – Introduction Apollo Lupescu Interview: 02:28 – The human element: how are investors feeling […]
In these volatile financial markets, are you reconsidering your investing strategies? Joe and Big Al discuss where and when to invest cash, selling stocks in taxable accounts and repurchasing them in tax-deferred accounts, doing nothing and staying globally diversified, writing an investment policy statement, rebalancing more frequently, and doing Roth conversions, as well as fixed […]
When the stock market experiences highs and lows many investors make the mistake of dramatically changing their investment strategy. We ask the experts if inflation spikes or if dips in the market are reason enough to make drastic shifts in your portfolio. Financial professionals Joe Anderson and Alan Clopine explain why timing the market isn’t […]
