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In this video, Pure’s Senior Financial Advisor, Kyle Stacey, CFP®, AIF®, breaks down the essential aspects of long-term care planning, including coverage options, insurance, substantial costs, qualification requirements, and strategic approaches to protect your retirement assets while ensuring quality care. Outline 0:00 – Introduction 2:56 – Why Long-Term Care Matters 4:58 – Understanding the Costs […]
Robert Dow, owner of The Dow Agency, and Lisa Velasco, Medicare Manager at The Dow Agency, review the basics of Medicare including its parts, enrollment, and costs. Outline 00:00 What is Medicare? 1:00 Who can get Medicare? 3:37 Medicare while still working 4:26 What does Medicare cover? 16:38 Standardized Medicare Supplement Plans 18:55 Medicare coverage […]
Healthcare can be confusing, and Medicare can feel even more overwhelming. If you’re nearing retirement, do you know how to bridge the coverage gap as you move from employee to retiree? Pure’s Principal, Marc Horner, CFP®, reviews four key options to help you make a smooth transition. He discusses: COBRA Spouse’s plan ACA Marketplace Private plans […]
Does Medicare feel confusing? To help you approach enrollment with clarity and confidence, Pure’s Senior Financial Advisor, Bill Hodapp, CFP®, CPA, AIF®, breaks down Medicare eligibility, coverage options, costs, and the steps to sign up. Transcript Are you wondering when Medicare starts, how it works, what it covers and the costs? Do you need a […]
Updated for 2025: Every day, about 10,000 Americans retire. Unfortunately, far too many retirees don’t realize that their retirement plan is on life support right from the start because they’ve estimated their financial needs with numbers that are far from the reality they’ll face once they’ve clocked out for the last time. When it comes […]
Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she should use her 403(b) money to pay off her mortgage. And...
Pure’s Senior Financial Advisor, David Cook, CFP®, AIF®, provides insight into key risks of retirement and how to manage them. Outline 00:00 Intro 1:26 Why is Risk Management so Important? 3:35 Types of Risk Management 20:20 Risk Management Strategies 24:25 Asset Allocation 26:44 Diversification 28:09 Tax Diversification 35:37 Risk Management Process 36:07 Retirement Risk Zone: […]
Robert Dow, owner of The Dow Agency, and Lisa Velasco, Medicare Manager at The Dow Agency, answer the top Medicare questions. Outline 00:00 Intro 0:33 Top 10 Questions 0:58 What is Medicare? 1:40 Who can get Medicaid? 2:11 Can you have both Medicare and Medicaid? 2:42 Do I need Medicare if I plan to work […]
How much should you save in pre-tax accounts vs. post-tax accounts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on the “age plus 20” rule for retirement savings, Roth 401(k) contributions and distributions, and a Social Security claiming strategy for Ralph and Marie in...
As healthcare costs are anticipated to be a major part of retirement expenses for Americans, securing the right coverage to meet your specific needs is crucial. Pure’s Senior Financial Advisor, Joe Schweiger, CFP®, AIF®, describes the details of Medigap to help you navigate your available options. FREE GUIDE | Medicare Checkup Guide Transcript According to […]
Will building a new home delay Janelle’s early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances separate – can Maria cover her own expenses in...
Will Duke and Daisy’s retirement spending plan work? If you’re a fan of hearing Joe and Big Al debate, you’re in luck, as they disagree on assumptions when it comes to retirement planning and withdrawals. The EASIretirement.com calculator says Chuck in South Carolina could convert...
Big Tex, Paul in Maryland, and Nick in Alabama all need to know how much money they should convert to Roth to pay as little tax as possible. Johnny and June forgot to convert their backdoor Roth money – are they in trouble? Darren in...
Every year, Medicare’s open enrollment period is from October 15 to December 7. Choosing the right Medicare plan can be overwhelming, but understanding the basics can help you make an informed decision. Pure’s Financial Planner, Matt Gray, CFP®, discusses the important Medicare parts to consider. FREE GUIDE | Medicare Check-up Guide Transcript Today we’ll cover Medicare […]
For nearly 19 years, Medicare expert and co-founder of Boomer Benefits, Danielle K. Roberts, has been helping people make the most of their Medicare benefits. In this webinar for Pure Financial Advisors, Danielle explains: The basics of Medicare, Part A, Part B, Part C, and Part D Medicare and Social Security How to sign up […]
