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Should you save for a house down payment or invest for retirement? How much long term capital gains tax do you pay on a rental property when you sell it after 20 years, and how does a 1031 exchange work? Also, opening a Roth IRA with the Backdoor Roth strategy, and the 5 year Roth withdrawal rules explained. Plus, a couple retirement spitball analyses: are you saving too aggressively for retirement? Can you avoid the Medicare IRMAA, or income related monthly adjustment amount, and high taxes from required minimum distributions?
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Get educated on Medicare and your coverage options with Jeffrey Riego and Diane Gaswirth from United Healthcare Medicare Solutions in this webinar, presented by Pure Financial Advisors. Download the slide presentation. Learn: The A’s, B’s, C’s and D’s of Medicare: coverage and costs of each part Coverage options in addition to Original Medicare Enrollment timelines […]
How to calculate your modified adjusted gross income (MAGI) for Medicare IRMAA, calculating your Social Security benefit when you’re planning to FIRE (that is, reach Financial Independence and Retire Early), calculating family Social Security benefits when you have minor children, and devising a strategy to qualify for the Obamacare Affordable Care Act subsidy. Plus, doing Roth conversions prior to early retirement, and untangling stock options, long-term incentives, and restricted stock units.
REGISTER NOW | MEDICARE MADE CLEAR Webinar
Wednesday, October 20, 12 pm PDT (free online event!)
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Do Roth IRA conversions increase Medicare premiums? How can you convert to Roth and stay below the IRMAA threshold (that is, Medicare’s Income-Related Monthly Adjustment Amount)? Also, a Roth conversion strategy to account for RMDs, those 5-year rules for withdrawing from your Roth depending on whether you’re over or under age 59 and a half, and “how much should I have in a Roth to be in a low tax bracket in retirement?”
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Find out just how intertwined healthcare and retirement really are as Joe and Big Al answer your questions about Social Security and Medicare, Health Savings Accounts (HSA) and Medicare, and the impact required minimum distributions from IRAs have on Medicare premiums. Plus, they also answer questions on strategies for Roth IRA conversions and Social Security, […]
Wrapping up the longest year in history with your questions about means-testing for Social Security, healthcare when one spouse is on Medicare, and how Roth conversions affect your Social Security and Medicare costs, aka IRMAA, the Medicare Income-Related Monthly Adjustment Amount. Plus, the fellas answer more of your real estate questions: can you avoid capital […]
If you’re thinking of paying off your mortgage, Joe and Big Al can help you walk through your investing and tax strategy first. Plus, after maxing out your retirement accounts and health savings account (HSA) and owning rental real estate, how else should you save for retirement? (Hint: brokerage account.) As a self-employed small business […]
How much of your money should you keep in cash? Should you buy VBK, the Vanguard Small-Cap Growth ETF? Plus, asset allocation and asset location, the pros and cons of the Roth 401(k), Medicare, spousal and survivor Social Security benefits, tax-saving charitable giving, small business strategies, who qualifies to be called Joe Anderson’s “peer,” and […]
Rick Durso tells us what his retirement hustle is like as a caddy for the Symetra Golf Tour, helping golfers make it to the Ladies Professional Golf Association (LPGA). Plus, Joe and Big Al answer your money questions about Roth conversions, solo 401(k) plans for the self-employed, and they get taken to task for something […]
Danielle Kunkle Roberts of BoomerBenefits.com on Medicare basics, parts A to D, signing up, common mistakes, Medigap vs. Medicare Advantage, recent improvements to Medicare, and the future: will Medicare For All or Medicare At 50 become reality? Plus, Joe and Big Al answer your money questions: are health insurance premiums deductible? And when do you […]
Financial Educator Scott Huband, CFP® covers when the open enrollment period for Medicare opens and what exactly that means for you. Medicare’s open enrollment period runs from October 15 – December 7. In that period of time, you can make changes to your healthcare coverage. You can also add, drop, or make changes to your […]
Julia Wang from ValuePenguin.com tells us which holiday scams are all the rage this season – and how to be smarter than the scammers. Joe and Al answer questions about Roth conversions, Medicare premiums, RMDs, and taxes; doing a 1031 exchange for rental real estate when you don’t really want the property, and what your […]
Even the best investors make terrible investing mistakes. Michael Batnick talks about his new book, Big Mistakes: The Best Investors and Their Worst Investments. Plus, should you sign up for Medicare, and which parts? And, Big Al’s got 5 smart ways to collect more Social Security benefits, and the fellas answer the question, can you still take […]
Chris Mamula retired early – at age 41! He now blogs about his experiences at CanIRetireYet.com. How did he do it, after making a decade of retirement planning mistakes? Plus 5 Things to Consider Before Tapping Your Retirement Accounts, and the good, the bad and the ugly of the popular “guaranteed income” products known as […]
Medicaid and Medicare are commonly confused health programs, and it’s easy to see why: they’re both administered by the government, are relied upon by millions of Americans. They even share the first six letters of their names and sound the same. While Medicaid and Medicare do share some components and aim to provide Americans with […]
