ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 153 out of 715 RIA’s nationwide by total assets under management by [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CFO & Chairman of the Board of Pure Financial Advisors. He has been an executive leader of the Company for over a decade. As CFO he is responsible for the financial operations of the company as well as investor relations. Alan joined the firm in 2008, about one year after it [...]

Published On
February 28, 2015

It’s time to talk retirement on Your Money, Your WealthSMYour hosts discuss mitigating risk, asset allocation, diversification, how to generate income, Social Security, investments, fees, expenses, inflation, taxes, you name it. It’s all right here on the second hour, it’s your money and it’s your wealth.


1:56 “A dollar in 1970 is only worth 10 cents today, that’s how inflation can impact you.”

7:08 “When you think about retirement planning, a lot of this revolves around how you can create a tax-efficient income distribution plan. In other words where are you going to pull your money from to cover your retirement?”

8:19 “Since 2010, there is no income limit on Roth conversions, so anybody can convert from their 401(k), 403(b) and so forth.”

14:32 “There’s a lot of money sitting in these retirement accounts and you want to make sure that you’re careful there to make sure that you do everything appropriately because their infested with tax”

17:08 “How to wring out every last nickel of your Social Security benefits”

23:08 “Now you can segregate the account entirely, move it into a tax free account. Have it tax free for life and potential the kid’s life so this is going to be a huge deal”

26:43 “If you were to pass away, a non-spouse, so your kids, nieces, nephews…anyone that’s not a spouse now has the opportunity to stretch out the tax liability. Before it was a 5 year rule…”