ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. As CEO he currently leads Pure Financial Advisors along with our executive team. As CFO he is responsible for the financial operations of the company. Alan joined the firm about one year after it was established. At that time the company had less than [...]

Published On
February 28, 2015

It’s time to talk retirement on Your Money, Your WealthSMYour hosts discuss mitigating risk, asset allocation, diversification, how to generate income, Social Security, investments, fees, expenses, inflation, taxes, you name it. It’s all right here on the second hour, it’s your money and it’s your wealth.


1:56 “A dollar in 1970 is only worth 10 cents today, that’s how inflation can impact you.”

7:08 “When you think about retirement planning, a lot of this revolves around how you can create a tax-efficient income distribution plan. In other words where are you going to pull your money from to cover your retirement?”

8:19 “Since 2010, there is no income limit on Roth conversions, so anybody can convert from their 401(k), 403(b) and so forth.”

14:32 “There’s a lot of money sitting in these retirement accounts and you want to make sure that you’re careful there to make sure that you do everything appropriately because their infested with tax”

17:08 “How to wring out every last nickel of your Social Security benefits”

23:08 “Now you can segregate the account entirely, move it into a tax free account. Have it tax free for life and potential the kid’s life so this is going to be a huge deal”

26:43 “If you were to pass away, a non-spouse, so your kids, nieces, nephews…anyone that’s not a spouse now has the opportunity to stretch out the tax liability. Before it was a 5 year rule…”