ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

Published On
April 11, 2015

This second hour is all about tax-efficient income strategies.  Learn about tax strategies for bonds, capital gains, tax loss harvesting and your retirement accounts.  Also find out important information regarding the IRS and criminal prosecutions.


5:28 “When you hit $250,000 of adjusted gross income, if you go too far, now every dollar above that in capital gains has an extra 3.8% surtax.

16:58 “Holding stocks in stock mutual funds in a tax-deferred account has multiple disadvantages: one, it converts long term capital gains rates into ordinary income, two, stocks grow and have a higher expected return than bonds or cash”

21:27 “The traditional IRA is going to be better than Roth IRAs if I don’t have a lot of time”

38:11 “Controlling the things you can control is key, and taxes are one of them”