Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Published On
April 11, 2015

This second hour is all about tax-efficient income strategies.  Learn about tax strategies for bonds, capital gains, tax loss harvesting and your retirement accounts.  Also find out important information regarding the IRS and criminal prosecutions.

5:28 “When you hit $250,000 of adjusted gross income, if you go too far, now every dollar above that in capital gains has an extra 3.8% surtax.

16:58 “Holding stocks in stock mutual funds in a tax-deferred account has multiple disadvantages: one, it converts long term capital gains rates into ordinary income, two, stocks grow and have a higher expected return than bonds or cash”

21:27 “The traditional IRA is going to be better than Roth IRAs if I don’t have a lot of time”

38:11 “Controlling the things you can control is key, and taxes are one of them”