ABOUT HOSTS
Joe Anderson
Joseph Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine
Alan Clopine
ABOUT Alan

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Published On
March 21, 2015

Learn how to create a tax-efficient income stream in retirement and understand the dangers of using your retirement accounts to pay off debt.

2:50 “Poor market performance in your retirement can have a significant impact on how long your savings are going to last”

18:37 “When you’ve got a tax-efficient strategy, all of a sudden not only are your assets going to last longer, you don’t have to take as much risk in your portfolio and you can spend more and have a better lifestyle”

23:51 “Your discretionary expenses should be two-thirds of your overall expenses”

38:05 “The best investment you can ever make is an investment in yourself”

 

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Podcast # 478

How to Manage Taxes When You Win the Lottery

So you won the lottery – congratulations! After you celebrate, should you rip off the band-aid and convert the entire lump sum payment to a Roth IRA? Also, Bucky in WA is required to have the same asset allocation in his traditional and Roth 401(k). Joe and Big Al spitball...

23
APR
2024
Podcast # 477

What’s the Break-Even Point on Roth Conversions?

Are there ever times when going all Roth isn’t the best strategy for your retirement savings? How do you determine the break-even point on doing Roth conversions? Joe and Big Al spitball on marginal vs. effective tax rates for Joseph Allen, saving to after-tax brokerage or pre-tax 403(b) for Gigi...

16
APR
2024
Podcast # 476

Which Mortgage for Early Retirement? What is Private Credit?

What is private credit and where does it fit in your investment portfolio? At age 60, Hope is tired of working and she’s hoping to retire in 2-3 years. Should she factor home equity into her retirement spending plan with a reverse mortgage? Which mortgage option for a Houston dream...

09
APR
2024
Podcast # 475

Is Your Retirement Withdrawal Rate Too High?

Will Duke and Daisy’s retirement spending plan work? If you’re a fan of hearing Joe and Big Al debate, you’re in luck, as they disagree on assumptions when it comes to retirement planning and withdrawals. The EASIretirement.com calculator says Chuck in South Carolina could convert even more to Roth, and...

02
APR
2024
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