ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 15 out of 100 top ETF Power Users by RIA channel (2023), was [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the Executive Chairman of Pure Financial Advisors, LLC (Pure). He has been an executive leader of the Company for over a decade, including CFO, CEO, and Chairman. Alan joined the firm in 2008, about one year after it was established. In his tenure at Pure, the firm has grown from approximately $50 [...]

Published On
February 14, 2015

Joe and Big Al are talking about successful retirement plans.  In this first hour, they’ll cover IRA’s, 401(k)’s, social security, taxes and much more.  Find out how to simplify your plan and how to avoid the traps that many retirees fall under once they hit retirement.


2:01 “But what if you’re completely missing the mark, what if 99% of what you’ve been told about investing for retirement was misleading or just plain wrong?”

7:25 “Pay yourself first, have money go into your 401k; creating a plan to know where you’re going is huge”

13:00 “Social security alone is not going to cut it; if you’re looking at social security as a main income source, I highly suggest you work until the age 70”

13:29 “When it comes to social security there are three key ages; there is 62, 66, and 70”

17:48 “You have more control over how much taxes you pay in retirement, more so than any other time in your life

27:16 “Nothing will do more to increase your income in retirement or improve your lifestyle and keep more hard earned dollars in your pocket than a forward looking tax efficient investment strategy”

31:03 “When you look at a retirement planning strategy, or an overall income strategy, you absolutely have to look at taxes”

32:20 “This is what people don’t realize; when they hit retirement they think they will be in a much lower tax bracket because they don’t have the salary”