
Certified Financial Planner®
Enrolled Agent
Accredited Investment Fiduciary
BIOGRAPHY
Phillip is a CERTIFIED FINANCIAL PLANNER® professional with a strong background in financial planning. Phillip joined the Pure Financial team in 2016. Prior to becoming a Financial Advisor, Phillip served as a Senior Financial Planning Strategist for Pure Financial, where he played an integral role in providing in-depth analysis and construction of comprehensive financial plans. As a Senior Financial Advisor, Phillip works with clients in areas of retirement planning, tax planning, estate planning, and investment strategies to ensure optimal strategies are in place and properly implemented in order to help clients reach their financial goals.
Phillip earned his CERTIFIED FINANCIAL PLANNER® certification through San Diego State University. He maintains IRS Enrolled Agent status, the highest credential awarded by the IRS, enhancing his ability to provide meaningful tax planning guidance. As an Accredited Investment Fiduciary, Phillip is able to implement his specialized knowledge in a fiduciary capacity to benefit clients’ investment strategies.
Born and raised in San Diego, Phillip enjoys spending his free time playing a variety of sports such as golf, football, and powerlifting, and also enjoys exploring new places and spending time with friends and family.
Phillip's Latest Contributions

Only 33% of U.S. adults have created estate planning documents1. While it’s understandable that estate planning can feel uncomfortable to think about—and even harder to discuss—it’s something you shouldn’t delay. Estate planning isn’t just for the wealthy or the elderly, it’s essential for everyone. Pure’s Senior Financial Advisor, Phillip Chinothai, CFP®, AIF®, outlines three key […]

Medicare Part B is a crucial part of your healthcare coverage as you enter retirement, covering the costs of essential medical services. Pure’s Senior Financial Advisor, Phillip Chinothai, CFP®, AIF®, simplifies this aspect of Medicare, helping you plan for your healthcare needs in retirement. He discusses: Eligibility requirements Costs How to Use Medicare Part B […]

A year-end financial planning checklist is a must for understanding your retirement plan, optimizing investments, and reviewing tax strategies. Pure’s Financial Planner, Phillip Chinothai, CFP®, AIF®, discusses five ways to keep you on track: Review Your Investment Portfolio Maximize Retirement Plan Contributions Review Roth Conversions Plan for Tax Deductions and Credits Update Your Financial Plan […]