Karen Baszak

Designations & Licenses

Certified Financial Planner™
To use the CFP credential, the financial planner must successfully complete the CFP® Board's comprehensive examination which tests his or her knowledge on a number of key financial planning topics. The applicant must also have three to five years of related experience, voluntarily ascribe to the board's code of ethics and complete 30 hours of continuing education every two years pertaining to such relevant topics as estate and retirement planning, investment management, tax planning and insurance.
Chartered Life Underwriter®
The CLU® is widely considered to be the most respected insurance designation in the industry.It represents a thorough understanding of a broad array of personal risk management and life insurance planning issues and stresses ethics, professionalism, and in-depth knowledge in the delivery of financial advice.
Accredited Investment Fiduciary
The AIF® designation is the first and only designation that demonstrates knowledge and competency in the area of fiduciary responsibility. Holders must successfully pass an exam, sign and adhere to a written code of ethics and complete four hours of continuing education credits each year. AIF® designees have a reputation in the industry as being the best positioned to implement a prudent process into their own investment practices, as well as being able to assist others in implementing proper policies and procedures.

Karen Baszak

As a Financial Planner for the firm, Karen Baszak is committed to providing comprehensive solutions to clients’ financial planning needs. She brings with her over 20 years of experience in the financial services field. Her areas of expertise include retirement planning, tax planning, estate planning and investment management.

Prior to joining the firm, Karen served as the Senior Vice President and Principal for a Wealth Management firm, where she was responsible for financial planning, portfolio management, client relationship management, strategic planning and management of the firm’s operations. Prior to 2005, she served as Regional Manager for Bank of the West, which followed her position as Senior Vice President for Community First National Bank. Throughout her career, Karen has helped individuals, families and business with their financial needs, and continues to provide only the highest standard of care and expertise.

Karen completed her Certified Financial Planner coursework through the College for Financial Planning in February, 2003. Her coursework for the Chartered life Underwriter designation was completed through the American College in 2008. An advocate for financial education, Karen has been a featured guest on Your Money, Your Wealth℠ and has contributed to various financial education articles appearing in the San Diego Union Tribune and Financial Advisor Magazine. She is a member of the Financial Planning Association and the National Association of Personal Financial Advisors.

Meet Karen

Karen's Latest Contributions

Karen Baszak

Which Investment Fees are Tax-Deductible?

Whether you manage your own portfolio or use the services of an investment advisor, there are costs associated with your investments, some of which are tax-deductible and some of which are not. Karen Baszak, CFP® explains this in more detail. You can find your fees that are eligible for deduction listed on schedule A of your tax return on line 23. Transcription:… Read more

Karen Baszak
Karen Baszak

How Do I Protect Myself From Rental Liabilities?

In this Question of the Week, Karen Baszak, CFP® discusses several strategies to protect yourself from rental property liabilities. This includes making sure you have adequate liability coverage on your rental property policy, exploring the option of purchasing umbrella liability coverage and considering establishing a limited liability corporation (LLC) for your rental property. Transcription: “Hi, I’m Karen Baszak, CERTIFIED FINANCIAL PLANNER™ with Pure… Read more

Karen Baszak
Karen Baszak, cfp

When Should I Establish an S Corporation for My Business?

Karen Baszak, CFP® explains the considerations regarding the legal structure of your business: liability, taxes and cost, and how these aid in your decision to establish an S corporation for your business. Transcription: “Hi, I’m Karen Baszak, CERTIFIED FINANCIAL PLANNER™ with Pure Financial Advisors, and this is the Question of the Week. This week’s question is: When should I establish an S corporation… Read more

Karen Baszak