Jack Dugan

Jack Dugan

Designations & Licenses

Certified Financial Planner™
To use the CFP credential, the financial planner must successfully complete the CFP® Board's comprehensive examination which tests his or her knowledge on a number of key financial planning topics. The applicant must also have three to five years of related experience, voluntarily ascribe to the board's code of ethics and complete 30 hours of continuing education every two years pertaining to such relevant topics as estate and retirement planning, investment management, tax planning and insurance.
Master of Science in Business Administration
The Master of Science in Business Administration degree is earned after successfully completing the Master of Business Administration degree from an accredited institution. A person holding this degree has pursued further study in an area of specialization (i.e. financial and tax planning) subsequent to completing the MBA.
Accredited Investment Fiduciary
The AIF® designation is the first and only designation that demonstrates knowledge and competency in the area of fiduciary responsibility. Holders must successfully pass an exam, sign and adhere to a written code of ethics and complete four hours of continuing education credits each year. AIF® designees have a reputation in the industry as being the best positioned to implement a prudent process into their own investment practices, as well as being able to assist others in implementing proper policies and procedures.

Jack Dugan

Jack is a graduate of San Diego State University with a Masters Degree concentrating in Personal Financial and Tax Planning. In 2008 Jack was recognized as one of “America’s Top Financial Planners” by the Consumers’ Research Council of America. Jack has been named as one of San Diego’s Top Wealth Managers for 7 consecutive years (2010-2017). His personal business experience has enabled him to assist executives and individuals with comprehensive financial planning that “makes sense”. Jack is also a five-star member of the Paladin Registry for financial advisors and a member of the Financial Planning Association.

Jack has lived in San Diego County since 1970 and currently resides in Escondido with his wife Karen. Their daughter Blair is a Chico State graduate, currently employed at Beigene a biopharmaceutical in the San Francisco Bay Area and lives in Marin County. Jack is a member of the Aztec Athletic Foundation and serves as an usher at San Rafael Parish in Rancho Bernardo, CA.

Meet Jack

Jack's Latest Contributions

Portfolio Rebalancing: Benefits and Best Practices

Portfolio Rebalancing: Benefits and Best Practices

What are the best practices for portfolio rebalancing and what are the benefits of rebalancing your portfolio of investments? Senior Financial Planner Jack Dugan, CFP® from Pure Financial Advisors explains. Transcript: Today’s topic is rebalancing your portfolio. And if we’re going to talk about rebalancing a portfolio, we’re assuming you have a balanced portfolio to start with. Well, what exactly is that?… Read more

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What is Probate?

Jack Dugan, CFP® discusses what probate is in this Question of the Week. While it is a necessary and orderly process of transferring assets from a deceased person to his or her beneficiaries, it has several drawbacks. However, those who plan properly can avoid some of these drawbacks. Transcription: Hi, I’m Jack Dugan, CERTIFIED FINANCIAL PLANNER™ and Senior Investment Advisor for Pure Financial Advisors, located in San… Read more

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Jack Dugan, CFP

What are the Deductions on my Paycheck?

Do you know where that big chunk of your paycheck is actually going to? Jack Dugan, CFP® explains in detail what the tax deductions on your paycheck mean by covering these four taxes: 1) FICA tax 2) Medicare tax 3) Federal Withholding tax 4) State tax Transcription: “Hi, I’m Jack Dugan, CERTIFIED FINANCIAL PLANNER™ and Senior Investment Advisor for Pure Financial Advisors,… Read more

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Jack Dugan, CFP

What is the Financial Planning Process?

Jack Dugan explains the importance of having a financial plan in place and discusses the multiple steps of the process involved. Transcription: Hi, I’m Jack Dugan, CERTIFIED FINANCIAL PLANNER™ and Senior Investment Advisor for Pure Financial Advisors, and welcome to the Question of the Week. The question this week is: what exactly is the financial planning process? Well, one thing you might… Read more

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money needed to retire

How Much Money Do I Need to Retire?

The one question that comes up in every financial planning session is “How much money do I need to retire successfully?” Everyone wants to know the number. Is $1 million enough? Do I need more? Before you can determine an appropriate answer to that question you need to ask yourself, “How much money do I need today?” Most people have a hard… Read more

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