1. Purpose and categories of data

We may collect or receive personal information for a number of purposes connected with our business operations which may include the following: (click to expand)

1.1 Contact - Through phone, mail, email and/or webforms

The following categories of data are collected

  • A first and last name
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number
  • Internet activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement
  • Financial information such as bank account number or credit card number
  • Audio, electronic, visual, thermal, olfactory, or similar information

Retention period

We determine the retention period according to fixed objective criteria: To the extent permitted by applicable law, we retain your personal information for the period necessary to serve the purposes for which we obtained it. Personal information about you will be maintained during the time you are a client, and thereafter, as such records are required to be maintained by federal and state securities law, consistent with the CFA Standards of Professional Conduct and the CFP Board’s Standards of Professional Conduct, and other applicable laws, and regulations. As permitted by law, U.S. and European regulatory authorities, including U.S. Federal and state securities regulators, may our records and your personal records, as well as consultants and attorneys to assist in meeting our regulatory obligations. After the required period of record retention, all information may be destroyed. We may also retain your personal information beyond the period of time for which it was originally obtained as permitted by applicable laws, regulations, or another lawful basis, including but not limited to, compliance with our contractual obligations, legal obligations, regulatory obligations, legal claims, or another legitimate interest.

1.2 Newsletters

The following categories of data are collected

  • A first and last name
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • Internet activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement

Retention period

We determine the retention period according to fixed objective criteria: To the extent permitted by applicable law, we retain your personal information for the period necessary to serve the purposes for which we obtained it. Personal information about you will be maintained during the time you are a client, and thereafter, as such records are required to be maintained by federal and state securities law, consistent with the CFA Standards of Professional Conduct and the CFP Board’s Standards of Professional Conduct, and other applicable laws, and regulations. As permitted by law, U.S. and European regulatory authorities, including U.S. Federal and state securities regulators, may our records and your personal records, as well as consultants and attorneys to assist in meeting our regulatory obligations. After the required period of record retention, all information may be destroyed. We may also retain your personal information beyond the period of time for which it was originally obtained as permitted by applicable laws, regulations, or another lawful basis, including but not limited to, compliance with our contractual obligations, legal obligations, regulatory obligations, legal claims, or another legitimate interest.

1.3 Compiling and analyzing statistics for website improvement.

The following categories of data are collected

  • Internet activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement
  • Geolocation data

Retention period

We determine the retention period according to fixed objective criteria: To the extent permitted by applicable law, we retain your personal information for the period necessary to serve the purposes for which we obtained it. Personal information about you will be maintained during the time you are a client, and thereafter, as such records are required to be maintained by federal and state securities law, consistent with the CFA Standards of Professional Conduct and the CFP Board’s Standards of Professional Conduct, and other applicable laws, and regulations. As permitted by law, U.S. and European regulatory authorities, including U.S. Federal and state securities regulators, may our records and your personal records, as well as consultants and attorneys to assist in meeting our regulatory obligations. After the required period of record retention, all information may be destroyed. We may also retain your personal information beyond the period of time for which it was originally obtained as permitted by applicable laws, regulations, or another lawful basis, including but not limited to, compliance with our contractual obligations, legal obligations, regulatory obligations, legal claims, or another legitimate interest.

1.4 To be able to offer personalized products and services

The following categories of data are collected

  • A first and last name
  • A home or other physical address, including street name and name of a city or town
  • An email address
  • A telephone number
  • Internet activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement
  • Geolocation data
  • Financial information such as bank account number or credit card number

Retention period

We determine the retention period according to fixed objective criteria: To the extent permitted by applicable law, we retain your personal information for the period necessary to serve the purposes for which we obtained it. Personal information about you will be maintained during the time you are a client, and thereafter, as such records are required to be maintained by federal and state securities law, consistent with the CFA Standards of Professional Conduct and the CFP Board’s Standards of Professional Conduct, and other applicable laws, and regulations. As permitted by law, U.S. and European regulatory authorities, including U.S. Federal and state securities regulators, may our records and your personal records, as well as consultants and attorneys to assist in meeting our regulatory obligations. After the required period of record retention, all information may be destroyed. We may also retain your personal information beyond the period of time for which it was originally obtained as permitted by applicable laws, regulations, or another lawful basis, including but not limited to, compliance with our contractual obligations, legal obligations, regulatory obligations, legal claims, or another legitimate interest.