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Stress testing your financial plan entails looking at if your life changes, how is that going to impact your numbers, or how far can you push your financial plan until it breaks. Amy Cattelino, CFP®, AIF® covers the basics – from the variables to consider to the methods you can use. FREE GUIDE | Retirement […]
Question: I’m deciding whether to buy a condo and have my son as a renter (so it cash flows) or just putting the money in the stock market. Which investment generally gets a better rate of return just from a numbers standpoint? Greg, Del Mar Watch the full episode, Stress-Test Your Retirement Plan Make sure to […]
Question: I’m concerned the market is overvalued and I want to sell my highest-valued tech stocks now. I’m not retiring for another 3 or 4 years. Do I reinvest in stocks when the prices come down or invest in something less risky now? Laura, Mira Mesa Watch the full episode, Stress-Test Your Retirement Plan Make sure […]
True/False Question: It’s best to stop contributing to my employer’s retirement plan during a recession and wait until the market recovers. Watch the full episode, Stress-Test Your Retirement Plan Make sure to subscribe to our channel for more helpful tips and the latest episodes of “Your Money, Your Wealth.”
Improve Your Financial Fitness Create an Emergency Fund Reduce Spending in Down Markets Be Able to Create Additional Income Design the Safest Portfolio to Achieve Your Goals Invest for the Long-Term Globally Diversify Your Investments Take Care of Your Health Don’t Panic Watch the full episode, Stress-Test Your Retirement Plan Make sure to subscribe to our […]
Stress-Testing Your Retirement Plan Assume 20% Retirement Investment Decline Increase Your Retirement Expenses By 15% Assume You Have Large One-Time Expenses Future Home Value = 40% Less than Current Value Assume You Must Retire Early Watch the full episode, Stress-Test Your Retirement Plan Make sure to subscribe to our channel for more helpful tips and the […]
Your baseline plan could be subject to issues down the line if there is a market correction early in retirement. This is called sequence of returns risk. Watch the full episode, Stress-Test Your Retirement Plan Make sure to subscribe to our channel for more helpful tips and the latest episodes of “Your Money, Your Wealth.”
Do you know how to measure the strength of your retirement plan? If a financial downturn happened could your retirement plan weather the storm? A stress-test will evaluate the limits on your finances if they are pushed to extremes. To make sure you are prepared, you need to start with your baseline – what is […]
Do you know how to measure the strength of your retirement plan to see if it could weather the storm if there is a downturn in the economy? Financial professionals Joe Anderson and Alan Clopine show you how to stress-test your portfolio and give you ways to regain your financial fitness if your plan doesn’t […]
