Joe Anderson
ABOUT Joseph

As President of Pure Financial Advisors, Joe Anderson has led the company to achieve over $2 billion in assets under management and has grown their client base to over 2,160 in just ten years of the firm opening. When Joe began working with Pure Financial in 2008, they had almost no clients, negative revenue and no [...]

Alan Clopine

Alan Clopine is the CEO & CFO of Pure Financial Advisors. He currently leads Pure Financial Advisors along with Michael Fenison and Joe Anderson. Alan joined the firm about one year after it was established. At that time the company had less than 100 clients and approximately $50 million of assets under management. As of [...]

Published On
May 2, 2015

Joe and Al put the old adage “Sell in May, Go Away” to the test.  Is it really worth it to sell stocks at the beginning of May and buy them back in October?  If so, where should you be putting your money?  Also in this first hour are five full proof ways people can save for retirement.

1:24 “So here’s the theory if you’ve never heard of it: you should sell stocks at the beginning of May and then buy them back at the end of October…they say you will reap the profits”

3:18 “The S&P500, although statistically has not done so well for May and October, who knows why, it’s done way better than anything else”

7:28 “CNBC said that you need two and a half million [dollars] to retire today”

17:38 “One of the expenses that people think they don’t have much control over, but they actually do in retirement, is income taxes”

24:15 “There’s something called Simple, which launched in 2012…it lets you set saving goals to calculate how much you should set aside daily to reach those goals”

35:43 “Based upon your income level, as much as 85% of your Social Security is taxed at whatever tax rate you’re in”