ABOUT THE GUESTS

Matt Balderston
ABOUT Matt

Matt is a graduate of the University of California, San Diego with a BS in Mechanical Engineering. After 10 years as an engineer, Matt decided to pursue a long-held passion and shifted his career to finance. He attained his CERTIFIED FINANCIAL PLANNER™ designation and the Accredited Investment Fiduciary designation. Prior to becoming a fee-only advisor [...]

ABOUT HOSTS

Joe Anderson
ABOUT Joseph

As CEO and President, Joe Anderson has created a unique, ambitious business model utilizing advanced service, training, sales, and marketing strategies to grow Pure Financial Advisors into the trustworthy, client-focused company it is today. Pure Financial, a Registered Investment Advisor (RIA), was ranked 153 out of 715 RIA’s nationwide by total assets under management by [...]

Alan Clopine
ABOUT Alan

Alan Clopine is the CFO & Chairman of the Board of Pure Financial Advisors. He has been an executive leader of the Company for over a decade. As CFO he is responsible for the financial operations of the company as well as investor relations. Alan joined the firm in 2008, about one year after it [...]

In every decade of your life, there are financial decisions you make that affect your financial security in the present and for years to come. Do you know what some of those instrumental decisions are? Do you know what moves you can make to overcome any missteps? Financial professionals Joe Anderson and Alan Clopine walk you through those decisive moves in your 20’s, 30’s, 40’s and 50’s. Pure Financial’s Senior Planner, Matthew Balderston also discusses what to do if you get behind on your savings.

Important Points:
(01:40) – Financial Stress

(02:07) – Cracking the Code – Planning at Every Age

  • Assessing Your Progress
  • Best Strategies by Age
  • Catching up for Lost Time

(02:49) – Savings by Age

(04:42) – Savings by Age (20s)

(07:56) – Savings by Age (20s) Example

(10:50) – Savings by Age (30s)

(11:58) – Financial Strategies

(14:22) – Savings by Age (40s)

(16:02) – If You’re Behind on Savings

(18:17) – Savings by Age (40s)

(21:27) – Savings by Age (50s)

(22:33) – Ask the Experts

(24:46) – Pure Takeaway: Cracking the Code – Planning at Every Age

  • Savings Reality Check at Every Age
  • Be Sure to Save (and Save More)
  • Don’t forget Emergency Funds, Insurance
  • If Your Behind, it’s Never too Late to Improve

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