4 Roth Conversion Options for Tax-Free Portfolio Growth

Trump tax cuts are slated to sunset in 2025, but the House has passed the GOP bill to make them permanent. Life insurance settlements, or “Death Bonds,” are being offered as a “solution” to senior bankruptcies. Four different Roth conversion options to avoid a tax bracket jump, with a caveat. And answers to your questions: Will the IRS take FICA … Read more

Podcast #190
Should I Convert my IRA to a Roth IRA?

Convert Your IRA to a Roth IRA

Are you considering making the switch from an IRA to a Roth IRA? It might be a good idea! The good news is that it is now easier than ever… for the most part.

If all of your retirement savings are currently in traditional IRA accounts, you may have questions on how you can change some or all of the … Read more

Will Cryptocurrencies Disrupt Real Estate Investing?

Cryptocurrencies have taken investing into risky, adventurous new territory over the past few years, and now a new blockchain-based real estate investing platform wants a place in your portfolio. Learn more about it and about Sam Ball, the young investor and Twitter influencer promoting it. Plus, how not to screw up your Roth conversion and legal ways to get tax-free Read more

Guest:  Sam Ball Sam Ball

Podcast #174

Sell in May and Go Away: Can You Time the Market?

Nationally recognized mutual fund, index investing and asset allocation authority Paul Merriman gives us the truth on market timing versus buy and hold – and he explains why he still does both. Plus, answers to your questions on collecting Social Security and a pension, non-deductible, Roth and SEP IRA rollovers, Backdoor Roth conversions, and are there financial perks to getting … Read more

Guest:  Paul Merriman Paul Merriman

Podcast #169

16 Money Tips and Mind Tricks from Broke Millennial

Broke Millennial’s 16 money tips and mind tricks on today’s Your Money, Your Wealth. Erin Lowry shares her mind tricks for more effective saving and her clever tips for paying down debt. Plus, working the tax brackets with Roth conversions, some crazy options that may or may not work when you’ve contributed too much to your 401(k) to get … Read more

Guest:  Erin Lowry Your Money, Your Wealth guest Erin Lowry, Broke Millennial

Podcast #159
Recharacterization

What is a Roth Conversion and Recharacterization?

Allison Alley, CFP® walks you through the details of what a Roth conversion is and how recharacterization could be an integral part of your tax planning strategy.

Learn more about how tax diversification can improve your odds of success.

Transcription:

“Today we’re going to talk about Roth conversions and recharacterizations. A lot of people are trying to transition
money … Read more

Allison AlleyAllison Alley
tax diversification

How Tax Diversification Can Improve Your Odds of Success

I know, I know. You probably read the title of this blog and immediately considered tuning out. But I think your perseverance will be rewarded, because while today’s topic is about taxes, what we’re really talking about is the quality of life in retirement. It’s about living large while paying less to Uncle Sam. And that, my friends, is very … Read more

Brian PerryBrian Perry