Apple, Spotify, and RMDs Feeling Volatile Markets

How the most volatile month of the year affected Spotify and Apple, and how to avoid volatile markets and sequence of returns risk affecting your required minimum distributions. Plus, should a self-employed small business owner contribute to a solo Roth 401(k)? If you max your Roth IRA contributions and receive a company match, is that over-contributing, and how is that … Read more

Podcast #194
IRA Strategies

IRAs: Everything You Need to Know

Most of you know putting money in an IRA is a great tool for saving for your retirement. But there is a whole other level of strategies and tools you can use beyond the basics that can help you maximize your IRA to its full potential. We will be covering IRA investment strategies, IRA contributions, minimizing your taxes on IRA … Read more

Jean Chatzky on the Big Shift to Women in Financial Power

Jean Chatzky (NBC’s Today Show) talks about HerMoney.com, her new project giving women the confidence to lead the charge into the financial future. Plus, what women get wrong about money, how automation can help our health and our wealth, and why the gig economy isn’t helping. Joe and Big Al discuss the Uber IPO, taking RMDs from your … Read more

Guest:  Jean Chatzky Jean Chatzky

Podcast #192

4 Roth Conversion Options for Tax-Free Portfolio Growth

Trump tax cuts are slated to sunset in 2025, but the House has passed the GOP bill to make them permanent. Life insurance settlements, or “Death Bonds,” are being offered as a “solution” to senior bankruptcies. Four different Roth conversion options to avoid a tax bracket jump, with a caveat. And answers to your questions: Will the IRS take FICA … Read more

Podcast #190

Stop Spending Money the Wrong Way: 77 Days to Financial Happiness

Jonathan Clements on how to stop spending money the wrong way and enrich our financial lives in just 77 days with his new book, From Here to Financial Happiness. Plus, 3 things you need to do now if you want to retire in 5 years, and answers to the questions: why are there required minimum distributions on employer-sponsored Roth … Read more

Guest:  Jonathan Clements Jonathan Clements

Podcast #186

Low Cost, Diversified, Tax Efficient Funds That Trade Like Stocks: Are ETFs Right For You?

Daniel Prince, CFA (BlackRock) explains exchange traded funds and what the future holds as investing evolves. Will Trump’s new tax plan simplify taxes and spur economic growth as promised? If you’re one of the 10,000 boomers a day now reaching required minimum distribution age, how do you avoid screwing it up? Why consider making a Qualified Charitable Distribution? And which … Read more

Guest:  Daniel Prince

Podcast #113